346 - Portfolio Manager - Portsmouth

Job Title:                                              Portfolio Manager                                                                           Department:                                      Commercial Lending Reports To:                                         Commercial Lending Director, Area Leader or 1871 Group Concierge Administrator Overtime Exemption:                    Exempt   Kennebunk Savings operates on the shared belief that Helping One Another Is the Right Thing To Do.Our Core Values – Trust, Integrity, Proactive and Empathy provide the guide posts for how we support that belief. They guide our day to day actions – from the way we build relationships, to how we make decisions and problem solve, to how we interact with one another. Our Core Values form the foundation of our culture. Embodying them forms the basis of what makes for a successful employee at Kennebunk Savings. Scope of Work: Under the guidance of the Commercial Lending Director, Area Leader or 1871 Group Concierge Administrator and, in accordance with established policies and procedures, the incumbent is responsible for servicing an assigned commercial loan portfolio, including interviewing clients and requesting necessary financial information to support new loan requests, loan renewals or periodic loan file reviews.  If assigned to the 1871 Group, the incumbent will also assist branch staff in meeting the consumer banking and lending needs of the 1871 relationship clients as necessary.   Essential Functions (3): Assists with the preparation of Commercial Loan Applications including: Meeting with the customer  Determining the appropriate loan structure Collecting necessary financial information Submitting loan applications to Commercial Underwriting Services assigned Commercial Relationships Daily customer service needs of the commercial borrowing portfolio Coordinates commercial borrower service needs with other areas of the bank Responsible for the periodic review and maintenance of assigned Commercial Relationships Requesting from the borrower financial statements per the requirements of the initial loan approval Submitting current status updates Ensuring all loan packages are complete and contain the necessary level of information needed for underwriting and approval of proposed loans  Coordinate with other departments within the bank to ensure timely delivery of information needed to underwrite, document and close proposed loans Tracking loan maturities and working with the customer and other departments within the bank to ensure renewals are granted in a timely manner  Other Duties & Responsibilities: Promotes the Kennebunk Savings Brand by recommending our products and services, supporting our community focus & commitment to being a premier employer Understands, supports and adheres to applicable organizational policies/procedures and state/federal regulations Consistently emphasizes the importance of teamwork in the department and company at large Responsible for keeping abreast of company news and information Responsible for completing required training and policy review May serve on various committees Willingness to take on additional tasks and duties Desired Certifications & Licenses: N/A Desired Knowledge, Skills & Abilities: Understanding of Commercial Underwriting criteria CRM and CLOS proficiency Displays high level of regard for trust and confidentiality Proficient in Microsoft Office Products Displays strong written and verbal communication skills Displays strong organization skills and the ability to multi-task to meet established deadlines Demonstrates a high level of accuracy and attention to detail Effectively uses analytical skills to solve technical, as well as, non-technical problems Prior knowledge of regulations within the financial services industry is preferred Ability to adapt to change Desired Job Experience: 2-3  years of related Commercial lending experience is preferred Experience in a professional, service focused and fast-paced environment Desired Education: High school or General Education Diploma required Associate’s or Bachelor’s Degree in a related field  preferred Working Conditions & Minimum Physical Requirements: Physical surroundings are generally pleasant and comfortable with minimal exposure to injury or other hazards  Dexterity of hands and fingers to operate a computer and other office equipment Lifting and moving of moderately heavy objects on occasion Normally seated for extended periods of time External and internal applicants, as well as position incumbents who become disabled as defined under the Americans with Disabilities Act, or Maine/New Hampshire Human Rights Commissions, must be able to perform the essential job functions (as listed) either unaided or with the assistance of a reasonable accommodation to be determined by management on a case-by-case basis. Last Updated 04/02/2025

Salary : $59,546 - $75,921