What are the responsibilities and job description for the Risk Analyst III position at KeyBank National Association?
Location:
4910 Tiedeman Road - Brooklyn, Ohio 44144
About the Job
The Risk Analyst III role is a key position within the Consumer Credit Risk Management organization, responsible for identifying, measuring, and managing credit risk across various portfolios, including Checking/Savings, Default, and Solar. This role involves developing, implementing, and monitoring sustainable controls related to risk management policies and programs. The analyst will provide insights on current and emerging risks impacting assigned credit products, promote accountability for risk awareness and management, and coordinate the management and escalation of issues. Collaboration with First Line of Defense and Third Line of Defense business partners is essential.
Essential Job Functions
Utilize advanced analytics to identify and escalate credit risk insights for consumer and small business credit products, focusing on emerging, concentration, and layered risks of new originations and existing portfolio asset quality.
Comprehend the full life cycle of consumer and small business credit products with respect to risk appetite positions at account and relationship levels.
Understand risk management requirements for new business/product initiatives, product/process changes, losses, regulatory changes/guidance, and third-party activities.
Develop and prepare risk reporting to support business risk priorities and review meeting cadence, and prepare ad-hoc reporting for line of business and team members to facilitate senior and executive management reporting and status updates.
Required Qualifications
College degree or equivalent work experience with an emphasis on business and risk management.
Minimum of 2 years of banking industry knowledge with experience in one or more of the following areas: credit risk, credit scoring, compliance, or consumer/small business credit lending lines of business.
Solid written and communication skills with the ability to convey complex concepts effectively.
Proficient use of SAS or similar coding applications, and Microsoft Office suite of applications.
Strong organizational skills and ability to manage multiple high-level projects and competing priorities with minimal supervision.
Demonstrated ability to be self-motivated, build and manage relationships, and work effectively in a dynamic, fast-paced team environment.
Proven analytical and problem-solving skills, decision-making capabilities, and ability to drive continuous improvement.
Understanding of consumer lending products, businesses, processes, and related federal laws, regulations, and guidance.
Demonstrate teamwork and accountability with strong interpersonal skills, ability to interact effectively with external and internal clients, including executive managers, and build and sustain collaborative relationships.
Job Posting Expiration Date: 05/03/2025
KeyCorp is an Equal Opportunity Employer committed to sustaining an inclusive culture. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability or veteran status.
Qualified individuals with disabilities or disabled veterans who are unable or limited in their ability to apply on this site may request reasonable accommodations by emailing HR_Compliance@keybank.com.
4910 Tiedeman Road - Brooklyn, Ohio 44144
About the Job
The Risk Analyst III role is a key position within the Consumer Credit Risk Management organization, responsible for identifying, measuring, and managing credit risk across various portfolios, including Checking/Savings, Default, and Solar. This role involves developing, implementing, and monitoring sustainable controls related to risk management policies and programs. The analyst will provide insights on current and emerging risks impacting assigned credit products, promote accountability for risk awareness and management, and coordinate the management and escalation of issues. Collaboration with First Line of Defense and Third Line of Defense business partners is essential.
Essential Job Functions
Utilize advanced analytics to identify and escalate credit risk insights for consumer and small business credit products, focusing on emerging, concentration, and layered risks of new originations and existing portfolio asset quality.
Comprehend the full life cycle of consumer and small business credit products with respect to risk appetite positions at account and relationship levels.
Understand risk management requirements for new business/product initiatives, product/process changes, losses, regulatory changes/guidance, and third-party activities.
Develop and prepare risk reporting to support business risk priorities and review meeting cadence, and prepare ad-hoc reporting for line of business and team members to facilitate senior and executive management reporting and status updates.
Required Qualifications
College degree or equivalent work experience with an emphasis on business and risk management.
Minimum of 2 years of banking industry knowledge with experience in one or more of the following areas: credit risk, credit scoring, compliance, or consumer/small business credit lending lines of business.
Solid written and communication skills with the ability to convey complex concepts effectively.
Proficient use of SAS or similar coding applications, and Microsoft Office suite of applications.
Strong organizational skills and ability to manage multiple high-level projects and competing priorities with minimal supervision.
Demonstrated ability to be self-motivated, build and manage relationships, and work effectively in a dynamic, fast-paced team environment.
Proven analytical and problem-solving skills, decision-making capabilities, and ability to drive continuous improvement.
Understanding of consumer lending products, businesses, processes, and related federal laws, regulations, and guidance.
Demonstrate teamwork and accountability with strong interpersonal skills, ability to interact effectively with external and internal clients, including executive managers, and build and sustain collaborative relationships.
Job Posting Expiration Date: 05/03/2025
KeyCorp is an Equal Opportunity Employer committed to sustaining an inclusive culture. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability or veteran status.
Qualified individuals with disabilities or disabled veterans who are unable or limited in their ability to apply on this site may request reasonable accommodations by emailing HR_Compliance@keybank.com.
