Capital Markets Sr. Analyst

The Team:

At Kind Lending, our family of diverse and talented Kind Ambassadors are the driving force behind our new approach to the mortgage experience. They're the heart and soul of the organization and our "People Before Profits" mentality shines through in every department. Kind Lending is growing and is looking for top mortgage professionals who value opportunity, lasting business partnerships, and who live out our KIND mindset. Kind Lending is determined to provide the best service in the industry while also providing homebuyers a great selection of products to enhance their buying experience. Backed by our trusted leadership team, Kind Lending's friendly and professional model puts the “fun” in funding.

Location:

This position is Hybrid - in-office Monday - Thursday, Remote on Fridays for any candidates residing within 30 miles of the corporate office and Remote for all other candidates residing outside of that radius.

Position Summary:

The Capital Markets Analyst for Kind Lending’s expanding Capital Markets organization reports to the SVP Capital Markets and is directly responsible for supporting the functions that are related to activities to prepare loans for sale (MBS or Whole Loan). Additionally, the Analyst will be responsible for continued maintenance/development of hedging software and other modeling/reporting as directed.

Duties & Responsibilities:

• Work cross-functionally within Capital Markets to perform all duties that aid in selling and purchasing loans. Collaborate with multiple business groups as needed.
• Aid in the processing of MBS pools.
• Utilize/tune Secondary Marketing systems as directed by management - such as Compass Analytics to support loan level pricing for fair value, MSR, interest rate risk and hedging. Entry of Secondary Investor commitments as needed. Help support all data inflow and outflow to and from Compass. Develop/maintain data validation tools/reports.
• Provide pricing and transactional support for agency co-issue transactions, specified pools, and Agency transactions. Functions include pooling, data delivery and pool certification. Work with post-closing team on documentation/custodial issues.
• Execute pricing models/tools to conduct best execution analysis, pull through analysis, and optimization to maximize profitability. Provide ad-hoc analysis and reporting.
• Contribute to the process of model and technology improvement across various analytic and database tools for managing risk and operational processes
• Develop new processes to improve business functions as needed
• Performs other duties as assigned.

Qualifications:

• Minimum of two years in mortgage industry (Capital Markets or MSR Valuation preferred)
• Proficient with Snowflake, SQL and Excel (VBA is a plus), SSRS
• GNMA Pooling experience
• Excellent written, verbal, and interpersonal communication skills as well as strong presentation skills
• Must be detail oriented and organized
• Works extremely well in a fast-paced environment
• Strong ability to prioritize and reprioritize as necessary

Education:

Bachelor’s degree or equivalent work experience.

Pay Disclosure:

The starting base salary range for this position is $70,000 – $75,000 annually. The actual base is dependent on many factors such as: work experience, business needs, market demands, and other compensation components. The base pay range is subject to change and may be modified in the future. 

Work Authorization:

Must be able to verify identity and employment eligibility to work in the U.S. without a visa sponsorship.

Other Duties:

This job profile is not intended to be an all-inclusive list of job duties and responsibilities, as one may perform additional related duties as assigned to meet the needs of the organization.

Physical Demands:

The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Primary functions require sufficient physical ability and mobility to work in an office setting; to stand or sit for prolonged periods of time; to occasionally stoop, bend, kneel, crouch, reach, and twist; to lift, carry, push, and/or pull light to moderate amounts of weight; to operate office equipment requiring repetitive hand movement and fine coordination including use of a keyboard; and to verbally communicate to exchange information. VISION: See in the normal visual range with or without correction. HEARING: Hear in the normal audio range with or without correction.

Kind Lending is an Equal Opportunity Employer committed to workforce diversity. Qualified applicants will receive consideration without regard to race, religion, creed, color, orientation, gender, age, national origin, veteran status, disability status, marital status, sexual orientation, gender identity, or gender expression.