Compliance Analyst II

The Team:

At Kind Lending, our family of diverse and talented Kind Ambassadors are the driving force behind our new approach to the mortgage experience. They're the heart and soul of the organization and our "People Before Profits" mentality shines through in every department. Kind Lending is growing and is looking for top mortgage professionals who value opportunity, lasting business partnerships, and who live out our KIND mindset. Kind Lending is determined to provide the best service in the industry while also providing homebuyers a great selection of products to enhance their buying experience. Backed by our trusted leadership team, Kind Lending's friendly and professional model puts the “fun” in funding.

Location:

This position is Hybrid - in-office Monday - Thursday, Remote on Fridays for any candidates residing within 30 miles of the corporate office and Remote for all other candidates residing outside of that radius.

Position Summary:

We are looking for an experienced Compliance Analyst II to ensure that our operations comply with legal regulatory standards, procedures, and policies. Your duties may include monitoring and responding to operational staff inquiries regarding compliance issues; reviewing marketing materials for adherence to regulatory compliance requirements; documenting and evaluating compliance activities; monitoring lending practices to ensure compliance with regulations and guidelines; may also include developing employee training on compliance matters.

To be successful as a Compliance Analyst II, you should be able to identify compliance issues and recommend solutions. You should also have strong analytical thinking skills and be able to maintain meticulous records of complaints and compliance activities.

Compliance Specialist Responsibilities:

• Monitor Compliance support email box to provide operational staff with guidance on compliance matters during the loan origination process.
• Monitor Compliance Marketing support email box to provide guidance on marketing compliance matters.
• Develop employee training on compliance policies, practices, and reporting systems.
• Identifying, investigating, and reporting compliance issues, irregularities, and violations.
• Maintaining records of compliance activities.
• Preparing and filing compliance reports.

Compliance Specialist Requirements:

• At least 2 years of experience in the field of mortgage compliance.
• Knowledge of laws, legal codes, procedures, and other relevant regulatory standards.
• Strong knowledge of the construction of TRID, ECOA, MAP rule, HMDA, QM, High Cost, HPML, FCRA, and state specific regulatory requirements.
• Knowledge of residential mortgage origination process preferred.
• Knowledge of industry standard LOS programs, BlueSage preferred.
• Knowledge of industry standard data analytic programs such as ComplianceEase, Mavent, RegsData.
• Proficiency in MS Office.
• Strong analytical and critical thinking skills.
• Excellent verbal and written communication skills.
• Documenting and reporting skills.
• Attention to detail.

Pay Disclosure:

The starting base salary range for this position is $72,000 – $90,000 annually. The actual base is dependent on many factors such as: work experience, business needs, market demands, and other compensation components. The base pay range is subject to change and may be modified in the future. 

Work Authorization:

Must be able to verify identity and employment eligibility to work in the U.S. without a visa sponsorship.

Other Duties:

This job profile is not intended to be an all-inclusive list of job duties and responsibilities, as one may perform additional related duties as assigned to meet the needs of the organization.

Physical Demands:

The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Primary functions require sufficient physical ability and mobility to work in an office setting; to stand or sit for prolonged periods of time; to occasionally stoop, bend, kneel, crouch, reach, and twist; to lift, carry, push, and/or pull light to moderate amounts of weight; to operate office equipment requiring repetitive hand movement and fine coordination including use of a keyboard; and to verbally communicate to exchange information. VISION: See in the normal visual range with or without correction. HEARING: Hear in the normal audio range with or without correction.

Kind Lending is an Equal Opportunity Employer committed to workforce diversity. Qualified applicants will receive consideration without regard to race, religion, creed, color, orientation, gender, age, national origin, veteran status, disability status, marital status, sexual orientation, gender identity, or gender expression.

Salary : $72,000 - $90,000