Mortgage Loan Officer

Results Home Mortgage is a local Minnesota company created by a formal strategic alliance between RE/MAX results and Kind Lending and is proudly serving both Minnesota and Wisconsin homebuyers. Our company brings together superb expertise in Minnesota's real estate markets and he power of a leading national mortgage lender like Kind Lending, to ensure that homebuyers receive unparalleled service throughout the land of 10,000 lakes. Results Home Mortgage offers your borrowers a comprehensive selection of competitive mortgage programs, including FHA, VA, conventional and jumbo loans. We also have the ability to provide prospective homebuyers with a firm commitment to lend before they shop for a home and make an offer. Homebuyers can then shop with confidence, knowing that a home purchase transaction will close in a timely, seamless manner.

Position Summary:

Mortgage Loan Officers proactively solicit new residential mortgage business every day and build a residual pipeline which they are free to manage how they see fit in order to meet monthly and annual sales goals.  Primary responsibilities include generating leads by actively networking with mortgage, real estate, and other related industry professionals and establishing relationships in the purchase and refinance markets. 

Pay Disclosure:

The starting base salary range for this position is $10.85 per hour. This role is eligible for commission and may be eligible for other incentives and benefits. 

 Responsibilities:

• Builds rapport and leverages existing relationships with network and potential borrowers with the goal of helping customers achieve their mortgage financing goals.
• Consult with customers and analyze their financial situations to provide the appropriate solution and advice as to the best loan product for each customer.
• Ensure each loan meets the customer’s needs as well as quality and marketability standards of Kind Lending.
• Understand the process of loan origination and manage the loan application process in conjunction with operational support staff.
• Input and upload application and customer’s information into loan origination software.
• Structure and price loans accurately and in accordance with Kind Lending guidelines.

Qualifications:

• Three or more years’ full-time retail loan origination experience.
• Possess good judgment, problem-solving and researching skills, and the ability to accept responsibility, complex situations, and handle confidential information.
• Ability to structure and price loans.
• Active and or Approved-inactive NMLS license in the state in which business will be conducted.
• Excellent communication and relationship-building skills.
• Self-motivated, self-starting mortgage professional.
• Detail-oriented with strong organizational and follow-through skills.
• Experience with all mortgage loan products including FHA, VA, conventional, jumbo, refinance, and purchase products.

Education:

High School Diploma or equivalent; some college preferred. 

Work Authorization:

Must be able to verify identity and employment eligibility to work in the U.S. without a visa sponsorship.

Other Duties:

This job profile is not intended to be an all-inclusive list of job duties and responsibilities, as one may perform additional related duties as assigned to meet the needs of the organization.

Physical Demands:

The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Primary functions require sufficient physical ability and mobility to work in an office setting; to stand or sit for prolonged periods of time; to occasionally stoop, bend, kneel, crouch, reach, and twist; to lift, carry, push, and/or pull light to moderate amounts of weight; to operate office equipment requiring repetitive hand movement and fine coordination including use of a keyboard; and to verbally communicate to exchange information. VISION: See in the normal visual range with or without correction. HEARING: Hear in the normal audio range with or without correction.

Results Home Mortgage is an Equal Opportunity Employer committed to workforce diversity. Qualified applicants will receive consideration without regard to race, religion, creed, color, orientation, gender, age, national origin, veteran status, disability status, marital status, sexual orientation, gender identity, or gender expression.

Salary : $11