What are the responsibilities and job description for the Manager of Capital Markets position at Koalafi?
At Koalafi, we believe in a world where no one has to put an important purchase on hold. That's why we're making it easier for more people to pay for big purchases over time.
Over 17,000 retailers rely on us to match their customers to a payment plan clearly and quickly, all while reflecting well on their brand. Their 2M customers love us because we provide a flexible way for them to make payments, and give them an opportunity to improve their credit. Our 200 Koalafi teammates enjoy inspiring and challenging work that accelerates their careers.
Interested in learning more about how we're transforming the financing experience and joining our team?
What You'll Do
Koalafi is on a mission to make financing simple, transparent, and accessible for everyone. We are seeking a talented Manager of Capital Markets to work closely with the SVP of Capital Markets in managing and optimizing our debt facilities, supporting investor relationships, and executing funding strategies that align with our growth and risk management goals. This role provides a unique opportunity to contribute to the execution of critical capital markets initiatives while building deep expertise in asset-backed financing.
Debt Facility Support:
Who we are & what we value:
At Koalafi, you will have a direct impact on our products and help shape the company's success. We offer competitive compensation & benefits packages to keep you at your best:
Over 17,000 retailers rely on us to match their customers to a payment plan clearly and quickly, all while reflecting well on their brand. Their 2M customers love us because we provide a flexible way for them to make payments, and give them an opportunity to improve their credit. Our 200 Koalafi teammates enjoy inspiring and challenging work that accelerates their careers.
Interested in learning more about how we're transforming the financing experience and joining our team?
What You'll Do
Koalafi is on a mission to make financing simple, transparent, and accessible for everyone. We are seeking a talented Manager of Capital Markets to work closely with the SVP of Capital Markets in managing and optimizing our debt facilities, supporting investor relationships, and executing funding strategies that align with our growth and risk management goals. This role provides a unique opportunity to contribute to the execution of critical capital markets initiatives while building deep expertise in asset-backed financing.
Debt Facility Support:
- Assist the SVP of Capital Markets in managing Koalafi's existing asset-backed debt facilities, including monitoring compliance with financial & performance covenants and reporting requirements
- Prepare detailed analyses and reports to support draw requests, repayments, facility performance tracking and KPI dashboards
- Analyze and forecast portfolio performance metrics. Identify any potential risks and collaborate with the SVP and other stakeholders for resolutions
- Partner with the SVP to prepare investor and lender communications, including but not limited to: performance updates, compliance reports, portfolio analyses, and competitor/market analyses. - Build and maintain strong working relationships with lenders and other financial stakeholders under the guidance of the SVP
- Support the preparation of materials for investor meetings and presentations
- Collaborate with the SVP and FP&A teams to execute funding strategies that optimize Koalafi's origination strategy, cost of capital and liquidity
- Contribute to the analysis of portfolio performance, including credit trends, prepayment behaviors, and delinquency metrics, to inform funding decisions
- Provide insights and recommendations to the SVP to refine capital allocation strategies
- Work closely with legal, compliance, and credit risk teams to ensure accurate and timely execution of capital markets processes
- Assist in improving internal systems and data capabilities to streamline reporting and enhance decision-making
- Research and analyze trends in capital markets, interest rates, and competitor strategies to provide valuable insights to the SVP
- Identify opportunities for innovative funding solutions and present findings to the SVP for consideration
- Bachelor's degree in finance, Economics, Business, or a related field; MBA or CFA is a plus
- 3-5 years of experience in capital markets, structured finance, or investment banking, preferably in the consumer lending or fintech sectors
- Strong foundational knowledge of asset-backed lending, securitization, and debt capital markets
- Proficiency in financial modeling, portfolio performance analysis, and risk assessment
- Exceptional attention to detail, with strong analytical and organizational skills
- Excellent communication skills, both written and verbal, with the ability to support external stakeholder relationships
- Familiarity with funding programs for subprime or non-prime lending
- Experience working in point-of-sale or consumer lending businesses
- Knowledge of regulatory frameworks and compliance requirements for debt facilities
Who we are & what we value:
- We focus on what's most important
- We set clear expectations and deliver
- We embrace challenges to reach our full potential
- We ask, "How can this be better?"
- We move fast together
At Koalafi, you will have a direct impact on our products and help shape the company's success. We offer competitive compensation & benefits packages to keep you at your best:
- Comprehensive medical, dental, and vision coverage
- 20 PTO days 11 paid holidays
- 401(k) retirement with company matching
- Student Loan & Tuition Reimbursement
- Commuter assistance
- Parental leave (maternal paternal)
- Inclusion and Associate Engagement Programs
