Credit Analyst/Senior Credit Analyst

Your Job Koch Minerals & Trading is seeking a Credit Analyst to join our team.

The Credit Analyst will play a key role in supporting KMT's fast-paced global commodity trading business, and will work closely with internal commercial and risk team members globally, as well as counterparties' finance professionals.

The successful candidate will apply strong critical thinking, attention to detail, written and verbal communication, and a collaborative approach to understand, communicate and optimize credit risks for KMT. Our Team KMT's Credit team is an experienced group of risk professionals, with team members in the US, Europe and Asia.

The team partners with trading teams globally to support their business visions. What You Will Do

• Develop strong understanding of new and existing counterparties' credit risk profiles
• Identify and communicate credit risk drivers to support credit exposure decisions
• Partner with commercial teams to understand and optimize reward / risk tradeoffs in counterparty relationships to drive decisions aligned with Koch's risk philosophy
• Recommend and approve credit limits supported by the risk point of view
• Build and maintain relationships with counterparties to support credit risk analysis and credit term and agreement negotiations
• Develop and implement improvements to credit systems and processes
• Manage counterparty exposures within approved limits, including by obtaining letters of credit and other collateral
• Perform Anti-Money Laundering (AML) / Know Your Customer (KYC) vetting on counterparties and reply to incoming AML / KYC requests Who You Are (Basic Qualifications)
• Professional credit analysis experience
• Experience analyzing corporate financial statements, identifying and communicating credit risk drivers, and making reward / risk judgments
• Experience developing counterparty relationships and managing counterparty exposures
• Bachelor's degree in Finance, Accounting, Economics, or other business-related field What Will Put You Ahead
• Credit analysis experience at a commodity trading firm, commodity marketer or producer, or bank active in commodities
• Experience with financial derivatives and related credit risks
• Speak, read and write Spanish, French, German, or Mandarin
• Experience with letters of credit
• Experience developing solutions in PowerBI, PowerQuery, Alteryx, or similar tools Position is not eligible for sponsorship At Koch companies, we are entrepreneurs.

This means we openly challenge the status quo, find new ways to create value and get rewarded for our individual contributions.

Any compensation range provided for a role is an estimate determined by available market data.

The actual amount may be higher or lower than the range provided considering each candidate's knowledge, skills, abilities, and geographic location.

If you have questions, please speak to your recruiter about the flexibility and detail of our compensation philosophy. Hiring Philosophy All Koch companies value diversity of thought, perspectives, aptitudes, experiences, and backgrounds.

We are Military Ready and Second Chance employers.

Learn more about our hiring philosophy here . Who We Are As a Koch company, Koch Minerals & Trading (KM&T) specializes in the innovative procurement, exchange, and delivery of essential commodity products and services that empower our daily way of life.

We pursue the development of investments into successful ventures and new, transformative platforms. At Koch, employees are empowered to do what they do best to make life better.

Learn how our business philosophy helps employees unleash their potential while creating value for themselves and the company. Our Benefits Our goal is for each employee, and their families, to live fulfilling and healthy lives.

We provide essential resources and support to build and maintain physical, financial, and emotional strength - focusing on overall wellbeing so you can focus on what matters most.

Our benefits plan includes - medical, dental, vision, flexible spending and health savings accounts, life insurance, ADD, disability, retirement, paid vacation / time off, educational assistance, and may also include infertility assistance, paid parental leave and adoption assistance.

Specific eligibility criteria is set by the applicable Summary Plan Description, policy or guideline and benefits may vary by geographic region.

If you have questions on what benefits apply to you, please speak to your recruiter. Additionally, everyone has individual work and personal needs.

We seek to enable the best work environment that helps you and the business work together to produce superior results. Equal Opportunities Equal Opportunity Employer, including disability and protected veteran status.

Except where prohibited by state law, some offers of employment are conditioned upon successfully passing a drug test.

This employer uses E-Verify.

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