Credit Analyst

PRIMARY FUNCTION:

Under minimal supervision, process new customer applications and customer maintenance requests. Assemble customer’s credit/financial records and other related data. Conducts research, gathers pertinent information, and performs financial analysis to determine credit capacity and creditworthiness of applicant. Based upon findings, uses independent judgment to authorize/deny customer credit limits up to $100,000 per account.

Analyst also maintains personal portfolio of customer accounts. Analyzes outstanding account receivables and reconciles account discrepancies. Conducts root-cause analysis and works w/ Credit Management, Sales, and other pertinent areas to resolve core problems.

DUTIES & RESPONSIBILITIES:

• Review customer documentation and conduct credit research
• Conduct financial analysis (comparative & trends)
• Analyze current credit exposure vs acceptable financial risk
• Update/Authorize credit limits up to $100,000 per account
• Maintain KYOCERA AVX customer database, including establish new accounts and maintenance changes as needed
• Collection calls for assigned accounts to seek payment and/or resolve discrepancies as needed
• Request and process credits/debits related to account discrepancies
• Process payments and resolve discrepancies when necessary
• Analyze cause of account discrepancies and promote change for improvement
• Keep Credit Management informed of problems within customer base, within KYOCERA AVX processes, and within department
• Coordinate with all areas of KYOCERA AVX and Customer as needed to ensure all work is being done efficiently and effectively to keep Accounts Receivable current.

PREFERRED QUALIFICATIONS:

• BA/ BS in Accounting, Finance or Business Management required.
• 3-5 years of experience in Credit/Financial Analysis, preferably in manufacturing
• Financial Analysis skills to analyze customer financial statements; conduct ratio analysis; and, review financial footnotes to uncover hidden risks
• Strong Analytical Skills, detail-oriented, self-motivated, and team-oriented.
• Strong Computer Skills including Excel, Word, Outlook and Oracle. Prefer experience with D&B, GetPaid Collection Software, Oracle AR and Autocash.

EEO STATEMENT:

Kyocera-AVX is an Equal Opportunity Employer: All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.