Housing Program Specialist

Overview
We are seeking a motivated and detail-oriented person who would enjoy working with people and helping them change their lives for the better. The ideal candidate would manage the L-C Valley Habitat for Humanity (LCV HFH) recruitment processing, selection of applicants for Home Building and Home Repair programs. In addition, they would coordinate the sale of Habitat homes, and provide support for LCV HFH homeowners after they have been selected. They will assist with the identification and recruitment potential candidates for the LCV HFH’s programs.

Join us as we strive to grow LCV HFH Home Build and Repair programs. If you are passionate about bring people together to build homes, community, and hope, we invite you to apply join our team.

Supervisor: Executive Director

General Office Duties:

• Willing to become familiar with LCV HFH’s mission and purpose.
• Under the direction of the Office Manager/Bookkeeper, the QLO will to perform daily operations of the office, such as, answer incoming calls and respond to public inquiries. Collect, sort and distribute incoming mail, etc.
• Proof and edit correspondences and professional releases for accuracy and content.
• Keep work areas clean and professional looking.
• Support community outreach activities such as the Home & Garden Show, Nez Perce County Fair, LCSC Welcome Back Fair, Cornerstone campaign, etc.

Qualified Loan Originator Duties:

• Initial contact with affordable homeownership program applicants. Send potential homeowner packets.
• Assist applicants in completing all parts of homeownership application.
• Process applications in accordance with HFHI policy and all applicable laws. This includes credit and background screening of applicants.
• Present information about qualified applicants to the Family Selection Committee.
• Serve as a nonvoting member on the Family Selection Committee.
• Protect all applicant information and other confidential information.
• Maintain certificates through continuing education; LCV HFH will provide opportunities to remain in compliance including paying for required curriculum.
• Be TILA qualified through Federal and State training.
• Maintain an up to date knowledge on Fair Housing/Equal Opportunity standards.
• Ensure all contact with potential applicants is done in accordance with Fair Housing/Equal Opportunity standards.
• Ensure all advertising, social media posts, publications, application materials, and any other media materials adheres to Fair Housing/Equal Opportunity standards.
• Work with partner families to ensure all is in readiness to close on homes. Make sure homeowner has all relevant information in accordance with applicable law.
• Work with the closing agent to ensure all is in readiness to close on homes. QLO will sign for closing on behalf of LCV HFH.
• Serve as continued point of contact for all applicants throughout application and selection process.
• Serve as continued point of contact for selected partner family to report any changes to. Process reported changes as necessary and inform executive director or changes that affect ability to continue in program.

Other Duties:

Meets all long- and short-term goals established by the Executive Director and the Board of Directors.

Duties

• Evaluate and analyze clients' financial information to determine eligibility for loans.
• Guide clients through the loan origination process, explaining terms and conditions clearly.
• Negotiate loan terms with clients and lenders to achieve favorable outcomes.
• Conduct credit analysis to assess risk and make informed lending decisions.
• Collaborate with underwriters to ensure compliance with lending policies and regulations.
• Maintain up-to-date knowledge of FNMA guidelines and other relevant financial regulations.
• Provide exceptional customer service throughout the loan process, addressing any questions or concerns promptly.
• Build and maintain relationships with banks, real estate agents, and other referral sources to generate new business opportunities.

Experience

• Proven experience as a Loan Officer or in a similar role within the financial services sector is preferred.
• Strong understanding of loan origination processes and underwriting standards.
• Proficiency in basic math skills for accurate calculations related to loans and interest rates.
• Excellent negotiation skills to advocate for clients effectively.
• Familiarity with credit analysis techniques and tools used in assessing borrower qualifications.
• Ability to work independently while also being a collaborative team player.

Preferred Skills

• Familiar with nonprofit organizations or similar mission-related work.
• Experience working with low to moderate-income individuals.
• Familiar with mortgage lending and federal fair housing law.

Job Type: Part-time

Pay: $18.00 - $20.00 per hour

Expected hours: 16 – 20 per week

Benefits:

• Paid time off

Schedule:

• 4 hour shift

License/Certification:

• Driver's License (Required)

Work Location: In person

Salary : $18 - $20