VP Loan Administration-Lakeside Bank

Vice President Loan Administration-Lakeside Bank

Summary: Assists with the management of Commercial Loan Operations. Will work with SVP to develop and maintain loss prevention controls. Ensure data integrity, while keeping productivity and quality control on target. Assist in training staff. Responsible for administering the Bank’s Loan Policy relating to loan approvals, fundings, and management.

Accountabilities and Job Activities:

• Responsible for managing bank risk relating to Credit Administration
• Documentation of loans as approved by appropriate committees
• Funding of loans in accordance with loan approval
• Responsible for obtaining all conditions of approval or appropriate waivers
• Enforcement of terms of loan documentation after funding
• Management of purchased and sold loan participations

• Manage /oversee Collateral Services
• Tracking and obtaining trailing collateral items
• Assist with Managing loan operations staff
• Assist with the supervision of the department’s employees, including assigning duties, providing input for performance appraisal of non-officer staff, processing payroll time sheet approvals
• Works closely with team to develop and update policies and procedures for best practices
• Maintains data integrity, productivity, and quality control in accordance with established bank standards.
• Assists in final review of loans and approves them for booking
• Oversee all construction loan funding
• Management of interest reserves
• Review and approve all draw request paperwork
• Authorize funding
• Oversee all Real Estate tax escrows and annual analysis of real estate tax escrows
• Act as liaison between Loan Administration and all other bank departments
• Specifically provide training and direction to Loan Assistants on Credit Administration matters
• Coordinate bank examinations and internal audit reviews
• Prepare files and reports for exams and audits
• Provide additional onsite information to examiner and audit teams during the engagement
• Manage and administer scanning operation
• Coordinate bank-wide use of product
• Oversee integrity of scanned input
• Act as administrator of Baker Hill Tickler system, LaserPro.
• Oversee integrity of tickler input & review monthly reports
• Monitor Laser Pro updates for compliance
• Document procedures for department functions
• Other projects as assigned.
  
  

Qualifications:

• Undergraduate degree, or comparable commercial loan documentation experience.
• Excellent organization and communication skills required.
• Strong computer skills, including Laser Pro documentation software.
• Ability to manage multiple priorities from multiple sources.
• HMDA experience is a Plus
  
  
  

Benefit Information

Lakeside Bank offers a wide variety of benefit programs for our employees. We offer 4 Blue Cross Blue Shield Medical plans (2 PPO & 2 HMO plans). Our PPO Dental plans are offered through Principal. The Bank subsidizes a large percentage of the monthly premiums. We also offer Vision insurance through Principal VSP. Employees are able to select from Single coverage, Employee & Spouse coverage, Employee & Child(ren) coverage or Family coverage levels.

The Bank provides Life/AD&D, Short-term Disability, and Long-term Disability insurance – at no cost to the employee. We offer a variety of supplemental ancillary products such as supplemental life for employee, spouse and/or children, accident, critical illness, hospital indemnity and pet insurance. Additional information on each plan can be provided upon request.

Salary Information

This is an exempt position. Compensation will be based upon background and level of experience. The compensation range is $90,000 - $120,000 annually.

Equal Opportunity Employer Disability/Veteran

Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions of the job.

Lakeside Bank is an equal opportunity employer, and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability status, protected veteran status, or any other characteristic protected by law.

DISCLAIMER

The above information on this description has been designed to indicate the general nature and level of work performed by employees within this classification. It is not designed to contain or be interpreted as a comprehensive inventory of all duties, responsibilities and qualifications required of employees assigned to this job.