Staff Accountant, Product Finance

Lead is a fintech building banking infrastructure for embedded financial products and services. We operate an FDIC-insured bank headquartered in Kansas City, Missouri. Additionally, we have offices in San Francisco, Sunnyvale, and New York City, where our technical, product, design, and legal teams operate.

We are built for a constantly evolving financial landscape, where new ventures and technological advancements emerge daily. Guided by a team of entrepreneurs and technologists with decades of experience navigating intricate banking and payments regulations, Lead blends regulatory and technological expertise to help our fintech partners scale their operations with compliance and creativity.

Simply put, Lead offers the essential attributes that every fintech seeks in a partner bank. First, unparalleled technical expertise from a distinguished team of developers with an extensive understanding of the banking and payments systems. Second, oversight expertise, automated compliance systems, and bespoke program management to navigate the ever shifting regulatory landscape. Finally, a commitment to transparency and operational rigor to ensure everyone’s money does what it’s supposed to do.

As a Community Bank, we provide personalized banking services and solutions to support the businesses, individuals, and charitable organizations of the Kansas City Metropolitan Area, both in branch and online. We are committed to fostering strong relationships, supporting local economic growth, and we believe in the power of being an integral part of the community we serve.

Role Description: Lead Bank is seeking a talented Staff Accountant to support the Bank’s dynamic and growing Banking as a Service (BaaS) product finance function. This role will report to the Sr Accountant, Deposit Implementations, and will be a critical contributor to month end close, BaaS program implementation, data analytics, reconciliations, program reporting, and client relations with the Bank’s fintech partners. This role will require significant coordination and communication across departments and functions, including Corporate Accounting, Product, Compliance, Legal, and Engineering.

In This Role You Will

• Serve as a key member in completion of reconciliations, including month end close, as it relates to BaaS programs, primarily related to deposit programs.
• Assist in new program implementations and enhancements, working with cross functional teams both internally and externally.
• Assist in technical accounting research as it relates to BaaS programs.
• Assist in the development and management of reporting, data validation, analysis and reconciliations related to general ledger accounts and BaaS programs.
• Work cross-functionally to promote process improvements and efficiencies through streamlined data use cases and automatization.
• Continuously improve financial processes and systems to enhance efficiency and accuracy.
• Serve as primary backup for key tasks completed by other department team members, including duties related to lending and credit card programs.
• Perform other duties as assigned.
  
  

Qualifications

• 2 years of accounting/finance experience
• Financial Service and/or Fintech experience
• Experience working in a deadline-oriented, fast-paced environment
• Experience in team/project management, and comfortable working across functions to gather inputs and drive outcomes
• Action-oriented, with strong organizational skills
• Curious and open to learning
• Strong analytical and problem-solving skills
• Ability to effectively prioritize assignments and manage time/deadlines
• Thrive working in a fluid environment with high autonomy
• Excellent communication, presentation and interpersonal skills
• Strong attention to detail, problem-solving abilities, and a results-driven mindset
  
  

What We Offer

• At Lead, we design our benefits to support company culture and principles, to foster an efficient and inspiring work environment, and to create the conditions for our team to give their best in both work and life
• Competitive compensation based on experience, geographic location, and role
• Medical, Dental, Vision, Life, 401k Matching, and other wellness benefits, including FSA, HSA and HRA
• Paid parental leave
• Flexible vacation policy, including PTO and paid holidays
• A fun and challenging team environment in a dynamic industry with ample opportunities for career growth
• Lead Bank is proud to have an inclusive culture committed to ensuring equal employment opportunity in all employment decisions regardless of race, color, gender, national origin, religion, age, disability, sexual orientation, gender identity, military status, veteran status or any other legally protected status.
• Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.