VP, Credit Analyst

Company Overview:

Liberty SBF Manager LLC is a leader in providing structured credit solutions with a focus on real estate finance, including multifamily and commercial real estate. We work closely with the broker community to source and structure high-quality loan packages for underwriting and investment. We are seeking an experienced credit and underwriting analyst to join our team and play a key role in screening and staging loan opportunities.

Position Overview:

The Analyst, Credit & Underwriting, will be primarily responsible for screening and staging loan packages submitted by brokers. The ideal candidate will have experience underwriting multifamily real estate deals and a strong understanding of credit risk in the commercial real estate (CRE) space. Familiarity with commercial and industrial (C&I) loans is a plus. This role offers the opportunity to contribute to deal evaluation and the credit underwriting process within a dynamic and fast-paced environment.

Key Responsibilities:

• Loan Screening: Review and stage loan packages submitted by brokers, ensuring they meet initial screening criteria for further underwriting.
• Underwriting: Perform detailed credit analysis and underwriting on multifamily loan opportunities, assessing risk and structuring loans appropriately.
• Deal Evaluation: Collaborate with the underwriting team to assess and structure multifamily, CRE, and, where applicable, C&I loans.
• Documentation Review: Analyze borrower financial statements, property appraisals, rent rolls, and other documentation to assess loan viability and risk.
• Market Research: Conduct market analysis to support underwriting decisions, ensuring loans are structured in line with current market conditions.
• Communication: Liaise with brokers and other stakeholders to clarify loan details and gather additional information as needed.
• Reporting: Provide detailed reports on loan evaluations and underwriting decisions to senior team members for final approval.

Key Qualifications:

• 5-10 years of experience in a lending or credit investing role, with a focus on multifamily underwriting.
• Strong familiarity with commercial real estate (CRE) underwriting, with experience in C&I underwriting as a plus.
• Ability to analyze complex financial statements and property-level data.
• Excellent communication skills for interacting with brokers and internal teams.
• High attention to detail and ability to manage multiple loan evaluations simultaneously.

Why Join Us?

• Career Growth: Be a key part of a high-growth firm with a strong reputation in structured credit solutions and real estate finance.
• Competitive Compensation: Enjoy a competitive salary and benefits package, with the opportunity to advance based on performance.
• Dynamic Work Environment: Work in a fast-paced, team-oriented environment where your contributions make an immediate impact.