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Underwriter: High Value Home

LightSpeed Specialty Insurance Solutions
Walnut Creek, CA Full Time
POSTED ON 4/15/2025
AVAILABLE BEFORE 6/14/2025

High Value Home Underwriter

Job Responsibilities:

  • Reporting to Chief Underwriting Officer lead the development and implementation of LightSpeed’s High Net Value Home program
  • Provide expertise in product design, pricing, underwriting criteria, inspection requirements, and policy contract
  • Work with IT teams to implement insurance product within core policy administration system; design, QA, testing, reports
  • Analyze inspection reports, location, risk, credit reports, etc to accept or reject new/renewal property and casualty business.
  • Maintain underwriting manuals/guidelines and ensure compliance
  • Obtain competitor data and monitor product and know who the competition is and where our markets fit
  • Develop and maintain effective relationships with territory managers
  • Assist CUO on other tasks as assigned

Knowledge Skills & Abilities:

  • Experience with California High Value Home property; demonstrable track record of profitable results over multi-year time period
  • Strong customer service skills
  • Strong analytical skills, including ability to use Excel for own analysis, and produce queries as needed from databases
  • Experience developing and implementing insurance product underwriting guidelines, rating plan features, and forms
  • Excellent oral and written communication skills including ability to create Powerpoint decks at a professional level

Education and Work Experience:

  • 5 to 10 years of insurance underwriting experience, with significant experience in California property
  • Undergraduate degree

If qualified, and interested, please contact us at jobs@lsins.com

Job Type: Full-time

Pay: $140,000.00 - $150,000.00 per year

Benefits:

  • 401(k)
  • 401(k) matching
  • Dental insurance
  • Flexible spending account
  • Health insurance
  • Health savings account
  • Life insurance
  • Paid time off
  • Vision insurance

Schedule:

  • 8 hour shift
  • Monday to Friday

Application Question(s):

  • Please do not apply if you don't have proof of being a successful high value home underwriter with at least 5 years experience. You must know how to set underwriting guidelines, rate risks, and prepare all policy contract information. Can you demonstrate these?

Experience:

  • high value home underwriting: 5 years (Required)

Ability to Commute:

  • Walnut Creek, CA 94598 (Required)

Work Location: Hybrid remote in Walnut Creek, CA 94598

Salary : $140,000 - $150,000

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