Mortgage Loan Officer

Company Description

Tired of the mortgage maze? At Loan Lab Lending, we're breaking down barriers and making homeownership a breeze. We're not just another lender; we're your trusted guide, offering a seamless blend of cutting-edge technology and personalized support.

Specializing in FHA, VA, Conventional, and Jumbo loans, we provide a fully digital, streamlined experience that puts you in control. Say goodbye to endless paperwork and confusing jargon. We're here to simplify every step, from pre-approval to closing.

What makes us unique? We invest heavily in lead generation, allocating over $100,000 per month to acquire high-quality leads. This, combined with our strategic real estate broker partnerships, provides a constant flow of opportunities for our Loan Officers to succeed.

Experience the Loan Lab Lending difference. We foster a collaborative and supportive culture in our vibrant Austin office located on South Lamar across from Matts El Rancho. We value innovation, transparency, and a commitment to providing exceptional service to our clients. Join our team and contribute to our mission of making homeownership a reality for more people.

Role Description

This is a full-time, remote/hybrid Mortgage Loan Officer position responsible for managing a high volume of mortgage loan applications from initial contact to closing. You will play a crucial role in guiding clients through the complexities of the mortgage process.

Key Responsibilities:

• Conducting thorough client interviews to understand their financial goals and mortgage needs.
• Analyzing credit reports, income documentation, and other financial data to determine loan eligibility.
• Explaining different loan products and options to clients, ensuring they understand the terms and conditions.
• Maintaining consistent communication with clients, real estate agents, and other stakeholders throughout the loan process.
• Utilizing our loan origination system (Encompass) to manage loan files and ensure accurate data entry.
• Adhering to all regulatory requirements and company policies.
• Building and maintaining relationships with real estate agents and other referral partners.
• The successful candidate will be expected to maintain a consistent loan volume and high levels of customer satisfaction.

Qualifications

• 2 years of experience as a Mortgage Loan Officer (PREFERRED BUT NOT MANDATORY).
• Active NMLS license and MLO license in Texas
• Proficiency with Arive.
• Experience with automated underwriting systems (DU/LP).
• Strong analytical, problem-solving, and communication skills (both written and verbal).
• Proven ability to build and maintain strong relationships with clients and referral partners.
• Excellent time management and organizational skills, with the ability to thrive in a fast-paced, remote environment.
• Strong understanding of mortgage lending regulations and compliance.