What are the responsibilities and job description for the Loan Officer position at Loanleaders of America?
****$5,000 BONUS. New Hire BONUS. Close 5 loans in your first 90 days to receive the $5,000 New Hire Bonus.****
Job Summary
Inside Loan officers receive company supplied leads in a call center environment. The loan officer will initiate the mortgage origination process for potential clients, preparing, analyzing, and verifying mortgage loan applications for the purchase or refinance of real estate.
Duties
· Builds rapport with existing and potential borrowers with the goal of meeting and exceeding customer expectations.
· Analyze borrower’s financial situation and provide a proper solution by advising customers the appropriate loan product for them.
· Excel in a fast-paced environment with the ability to multitask and follow up with multiple files daily.
· Receive new leads and live in-bound calls daily.
· Structure and price loans accurately
· Request initial documents from the borrower, and submit an initial paperless loan package to processing team.
Qualifications
- Proven experience in mortgage servicing or related financial services field is preferred.
- Strong understanding of underwriting processes and credit analysis techniques.
- Excellent negotiation skills with the ability to advocate for clients effectively.
- Proficiency in basic math and financial calculations relevant to mortgage lending.
- Ability to work independently as well as part of a team in a fast-paced environment.
- Strong communication skills, both verbal and written, with a focus on customer service excellence.
- Experience using financial software tools for managing loans is desirable.
Education and Licensing:
· High School Diploma or equivalent
· Minimum of one year of full-time loan origination experience, preferably in a call center environment.
· Minimum of one approved state license through NMLS required.
Other Duties: This job profile is not intended to be an all -inclusive list of job duties and responsibilities, as one may perform additional related duties as assigned to meet the needs of the organization.
This position offers an opportunity for motivated individuals to advance their careers in the mortgage industry while providing valuable services to clients seeking home financing solutions.
Job Type: Full-time
Pay: $60,000.00 - $500,000.00 per year
Benefits:
- 401(k)
- Dental insurance
- Health insurance
- Paid time off
- Vision insurance
Compensation Package:
- Bonus opportunities
- Commission pay
Schedule:
- 10 hour shift
- 8 hour shift
- Day shift
- Monday to Friday
- Overtime
- Weekends as needed
People with a criminal record are encouraged to apply
Experience:
- Loan origination: 1 year (Required)
Ability to Commute:
- Irvine, CA 92614 (Required)
Ability to Relocate:
- Irvine, CA 92614: Relocate before starting work (Required)
Work Location: In person
Salary : $60,000 - $500,000