Ag Loan Officer

Join our Award Winning Team as an Ag Loan Officer

Are you ready to make a real impact at a top-tier financial institution? At Longview Bank, were looking for a dynamic Loan Officer who thrives on building lasting relationships and driving success. In this pivotal role, youll be more than just a team memberyoull be a key player shaping the banks growth and earning potential. If youre passionate about connecting with people, making strategic decisions, and taking ownership of your success, this is the opportunity you've been waiting for. With your leadership and communication skills, youll play a vital role in creating lasting connections and fueling both customer satisfaction and the banks bottom line. Ready to step up and make your mark? Join us today!

Primary Duties:

• Manage a portfolio of farm, farm real estate, and related agricultural loans.
• Participate in the analysis of loan requests, responsible for the overseeing the administration of the loans that you have made.
• Provide an excellent customer experience, comply with all relevant regulations, and adhere to established credit standards.
• Work effectively with department staff and management.
• Properly close and document all loan transactions in accordance with the approved terms and conditions.
• Maintain a strong, visible, and positive presence through public relations activities in community events and clubs.
• Interviews agricultural loan applicants to develop information concerning their businesses, needs, desires, abilities, and earnings to determine whether a loan is an acceptable risk.
• Follows current loans and lines of credit to ensure conformity with terms and to gain knowledge of developing customer trends as well as monitoring how the credit performs.
• Manages delinquency rate within assigned portfolio and conforms to banks assigned parameters.
• Calls on potential or existing customers to develop new business and increase existing business.
• As an officer of the bank, it is important that you promote and represent the bank in a positive manner while at work and outside of work.

Qualifications:

• Bachelor's degree in Finance, Business, Economics, or a related field.
• Must have at least 3 years in lending, relationship management, or a similar role.
• Strong understanding of lending products, credit analysis, financial risk assessment, and underwriting principles.
• Excellent communication, negotiation, and presentation skills.
• Ability to work independently, prioritize tasks, and meet lending targets.
• Proficiency in financial analysis tools, credit scoring models, and Microsoft Office Suite.
• Familiarity with lending regulations, compliance requirements, and industry best practices.
• Strong ethical values and commitment to maintaining client confidentiality.

Job Type: Full-time

Pay: $70,000.00 - $100,000.00 per year

Schedule: 8 hour shift M-F, rotating Saturday morning

Benefits:

• Medical, Dental, Vision, FSA, HSA, Life, Accident, and Critical Illness insurance offered.
• Employer contributes a portion of the medical premium.
• 401(k) Match up to 5%.
• Paid $25,000 life insurance policy and Short Term Disability benefits.
• Paid Holidays, Vacation, and Sick/Personal leave, and more.
• Professional Dress Program and Gift Card towards logo apparel.
• Pay commensurate with experience.

Qualifications:

• High school diploma or equivalent required.
  • Bachelor's degree in Finance, Business Administration, or related field is preferred, but not required. Master's degree or professional certifications are a plus.
• Minimum of 2-3 years of experience in lending, with a focus on ag, consumer, mortgage, or small business lending preferred, but not required.
• Strong understanding of lending products, credit analysis, and underwriting principles, including risk assessment, loan structuring, and pricing strategies.
• Excellent communication and interpersonal skills, with the ability to build rapport with customers and colleagues and effectively communicate lending solutions.
• Detail-oriented with strong organizational and time management skills, capable of managing multiple loan applications and priorities simultaneously.
• Proficiency in loan origination software, banking systems, and Microsoft products.

NOTE: This job description does not create an employment contract, implied or otherwise, other than an at will employment relationship.