What are the responsibilities and job description for the Mortgage Loan Originator position at Lower?
Why Join Lower.com - Coral Gables Branch?
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1. Signing Bonus, Competitive Compensation & Full Benefits: Receive a signing bonus based on your past production, along with competitive payout rates and a comprehensive benefits package.
2. Free, Exclusive, & High-Quality Leads: Get premium leads from Zillow, Facebook, and Instagram at no cost to you.
3. Free On-Site Loan Officer Assistant: Enjoy the support of a free, on-site loan officer assistant to streamline your workflow and handle loan approval conditions.
4. Financial Support for Realtor Relationships: Benefit from financial backing to develop and strengthen connections with realtors.
5. Top-Notch Tech Tools: Utilize our advanced, AI-powered CRM and technology tools for efficient follow-ups and optimized performance.
Basic Qualifications:
- Mortgage license to originate loans in the state of Florida (NMLS).
- Knowledge of federal and state regulations regarding mortgages and lending practices.
- Precision in handling paperwork and financial data to ensure regulatory compliance and accuracy in loan processing.
- Ability to build relationships with clients and real estate professionals, with effective marketing of mortgage products.
- Commitment to providing excellent service and supporting clients throughout the loan process.
- Excellent verbal and written communication skills to explain complex mortgage terms and processes.
- Familiarity with mortgage software (e.g., Encompass), CRM systems, and Microsoft Office.
Other Helpful Qualifications:
- Bilingual (English & Spanish).
- Experience with running and reading desktop underwriting (DU).
- Proven experience as a mortgage loan officer or in a similar role.
- Strong relationships with realtors/builders.