What are the responsibilities and job description for the Credit Analyst position at MAC Incorporated?
Job Summary
As a Credit Analyst, you will be responsible for assessing the creditworthiness of individuals or companies applying for loans. Your role will involve analyzing financial data to determine the risk involved in extending credit.
Responsibilities
- Collect and analyze financial information such as income statements and cash flow projections
- Evaluate credit applications and determine the credit risk
- Conduct equity research and analyze loan processing procedures
- Utilize financial software to assess creditworthiness
- Monitor client accounts to identify potential risks and opportunities
- Assist in portfolio management and recommend adjustments based on analysis
- Perform cash flow analysis and financial modeling to predict future trends
Skills
- Proficiency in credit analysis techniques
- Strong understanding of technical accounting principles
- Knowledge of portfolio management strategies
- Experience with data collection and interpretation
- Familiarity with financial software applications
- Ability to conduct equity research effectively
- Understanding of bank operations and loan processing procedures
Job Types: Full-time, Contract
Pay: $19.00 - $25.00 per hour
Expected hours: 40 per week
Benefits:
- 401(k)
- Dental insurance
- Health insurance
- Life insurance
- Paid time off
- Vision insurance
Schedule:
- Monday to Friday
Work Location: In person
Salary : $19 - $25
