What are the responsibilities and job description for the Chief Credit Officer – Middle Market Commercial Banking position at Madison-Davis, LLC?
Office Status: Hybrid
Salary: $250,000 – $275,000
About the Bank:
A well-capitalized, growth-oriented $5 billion commercial bank with a strong presence in Commercial & Industrial (C&I) and Commercial Real Estate (CRE) lending. The bank is committed to providing tailored financial solutions to middle-market businesses and real estate investors while maintaining a disciplined credit culture and sound risk management practices.
Position Overview:
The bank is seeking an experienced Chief Credit Officer (CCO) to lead its credit function, ensuring a balanced approach to risk management while supporting growth initiatives. This executive will be responsible for overseeing credit policies, underwriting, portfolio risk, and regulatory compliance, while collaborating with lending teams to drive high-quality loan production.
Key Responsibilities:
- Credit Oversight: Establish, implement, and monitor the bank’s credit policies, ensuring alignment with regulatory guidelines and risk appetite.
- Portfolio Management: Oversee the C&I and CRE loan portfolios, assessing risk exposure and ensuring the quality of new and existing credits.
- Underwriting & Approval: Lead the credit approval process, ensuring sound underwriting practices and structuring of complex loan transactions.
- Risk Assessment & Compliance: Maintain a strong risk management framework, ensuring adherence to banking regulations and internal credit controls.
- Leadership & Strategy: Work closely with executive management, lending teams, and the board to align credit strategies with business objectives.
- Regulatory & Audit Coordination: Serve as the key contact for regulators and auditors regarding credit-related matters.
- Team Development: Lead and mentor a high-performing credit team, fostering a culture of accountability and excellence.
Salary : $250,000 - $275,000
