What are the responsibilities and job description for the Head Teller position at Magnolia State Bank?
Job Type: Full-time
The position of Head Teller is responsible for performing supervisory and intermediate branch and customer services duties.
Key Responsibilities:
- Receives retail and commercial checking and savings deposits by determining that all necessary deposit documents are in proper form, and issuing receipts.
- Cashes checks, savings withdrawals and makes cash advances; confirms all necessary documents are properly authorized, are in proper form and are within authorized limits; makes decisions when questionable items are presented for cashing.
- Coordinates administration of night depository duties; logging bags, processing deposits, making change orders, issuing receipts and returning bags to customers.
- Opens and closes the vault daily; assists in balancing vault currency and coin.
- Promotes and cross-sells the Bank's products and services by assisting customers in their selection to meet their needs.
Additional Responsibilities:
- Establishes proper identification of new customers and determines need and extent of reference investigation.
- Makes decisions regarding the opening of new accounts; assigns account numbers; completes forms requiring customer signature(s); checks credit history; accepts initial deposits; prepares all documents and items pertaining to checking accounts, savings accounts and certificates of deposit for processing.
- Operates computer terminal or personal computer to process account activity, determine balances, and resolve problems within given authority.
- Issues official checks, traveler's checks and savings bond applications.
- Administers training and monitors all junior tellers for competency and professional conduct.
- Responsible for matters of compliance including but not limited to, BSA/AML, Reg. CC, GLBA, Information Security, and Reg. D.
- Cross-sells the Bank's other products and services, referring customers to appropriate staff as indicated.
- Performs safe deposit duties by opening accounts, controlling access, assisting customers and processing affiliated reports.
- Accepts loan, installment and collection payments.
- Balances vault daily and verifies cash being returned to the vault.
- Provides effective customer service and assists in resolving problems within given authority.
Requirements:
- High school diploma or general education degree (GED); and 5 years of related experience and/or training; or the equivalent combination of education and experience.
- Intermediate experience, knowledge and training in branch operation activities, terminology and products and services.
- Basic knowledge of related state and federal banking compliance regulations, and other Bank operational policies.
- Intermediate skills in computer terminal and personal computer operation; mainframe computer system; and word processing, spreadsheet and account opening software programs.
- Ability to work with general supervision while performing duties.