What are the responsibilities and job description for the Credit Analyst position at Malvern National Bank?
Job Description
The Credit Analyst is a full-time position responsible for analyzing and projecting credit and financial information on various types of loans for customers applying for credit or loans.
Key Responsibilities:
- Evaluate borrowers' credit data and financial statements to determine the degree of risk involved in lending money.
- Analyze borrower records, using the data to recommend payment plans.
- Prepare reports surrounding the degree of risk in lending money to borrowers.
- Determine and alert senior management as to potential problem situations which surface from analytical investigations.
Requirements
To perform this job successfully, an individual must have:
- A high school diploma or GED.
- A Bachelor's Degree in Accounting or Finance (preferred).
- Minimum two (2) years commercial credit analyst/underwriter experience.
Skills and Abilities
The ideal candidate should be able to:
- Exhibit ability to effectively support Supervision.
- Communicate effectively (both oral and written).
- Display impeccable understanding of financial statements, ratios, and concepts.
- Successfully manage assigned tasks independently while meeting time constraints.
