Credit Analyst

As a Credit Analyst at MacroSource, you will play a key role in managing the credit risk of an assigned customer portfolio. Reporting to the Manager of Credit, you will analyze customer financial data, enforce credit policies, and collaborate with internal teams to ensure timely and accurate account resolution. This role is ideal for a detail-oriented professional with strong analytical skills and a passion for building relationships. Key Responsibilities Assess the creditworthiness of new and existing customers by analyzing credit applications, references, financial statements, and industry credit information. Monitor accounts receivable balances, identify potential risks, and recommend appropriate actions to mitigate exposure. Resolve account inquiries from customers and internal staff; negotiate resolutions and assist in the collection and reconciliation customer accounts. Partner with the customer service team to support the company’s invoice management process. Maintain detailed and accurate records of credit activities and customer communications. Prepare and distribute reports on credit performance and outstanding balances. Provide support of the Customer/Vendor Master Data set-up and maintenance. Assist with special projects and other related duties as assigned. Qualifications & Skills High school diploma required; Bachelor’s or Associates degree in Business, Finance, or Accounting preferred or equivalent combination of education and experience preferred.. Minimum of 2 years of experience in credit, banking, financial services, accounts receivable, or related fields. Proficiency in Microsoft Office (Excel, Word, and Outlook);DowJones RiskCenter, Dun & Bradstreet Credit (or similar products), SAP, or a similar ERP system is preferred. Familiarity with the Bectran Credit system (or similar products) is a plus. NACM certification (CBA, CBF or CCE) or other Credit industry certification a plus. Strong analytical skills, including risk assessment and financial statement analysis. Excellent communication and interpersonal skills for working with internal and external customers. Highly organized with the ability to manage multiple priorities in a fast-paced environment. A collaborative, team-oriented mindset with a strong commitment to accuracy and results. Bilingual in English and Spanish preferred. Additional Requirements Experience or willingness to work in a small credit team environment, demonstrating flexibility and adaptability to varied assignments. Commitment to ethical conduct, consistency, and earning the trust of colleagues. Strong dedication, energy, and a proactive, creative, and innovative approach to problem-solving Creativity and innovation in approaching challenges Intellectual curiosity and a passion for learning and staying abreast of industry trends and technologies Strong communication and collaboration skills. Rapid acquisition of understanding and absorption of new information. Analytical thinking and problem-solving skills with a focus on practical solutions. Working knowledge/understanding of the seasonality/cyclical nature of the agricultural industry is desirable.   Location This full-time position is based at our Skidaway Island Corporate Headquarters in Savannah, Georgia, with opportunities for flexible working hours, Monday through Friday. Relocation Assistance is available. NOTE:  We are unable to provide sponsorship at this time. Training and Development At MacroSource, we believe in fostering the growth and development of our team members. Through our comprehensive career plan, training opportunities are available to help you further your career, enhance your skills, and contribute to your professional growth. Benefits Join MacroSource and enjoy a comprehensive Total Rewards package, including generous paid time off, medical, dental, and vision insurance from Day #1, employer-paid Short/Long-Term Disability and Life insurance, and a 401k with generous matching. Embrace volunteer service opportunities and become a part of our vibrant work community. At MacroSource, we recognize and reward the valuable contributions of our team members. Compensation for the position depends on experience, reflecting our commitment to fair and competitive pay. About MacroSource At our company, we are guided by our core values of accountability, innovation, safety, and teamwork. We believe in fostering a culture of integrity, excellence, and continuous improvement in all that we do. MacroSource is a leading wholesale distributor of crop nutrients worldwide, committed to providing custom solutions for retailers. With strategic terminals along the Mississippi River and in key agriculture growing areas, we ensure competitive supply and premier customer service. Join us in empowering our people to drive innovative solutions, feeding the crops that sustain the world. Join us in making a difference and shaping the future of our company through your expertise and dedication! Apply now and embark on a rewarding career journey with us.  We are an equal opportunity employer and value diversity of all types.