Credit Manager

As a Credit Manager at MacroSource, reporting to the MacroSource Senior Credit Manager, you will be engaged in the credit evaluation and account receivables management for a diverse portfolio of customers, directly interfacing with the Customer/Vendor Master Data and Cash Application team members. Reporting directly to the Sr. Credit Manager, you will lead a team of Credit Analysts/Specialists, develop strategies to manage credit risk and ensure compliance with company policies. This role requires a strong analytical background, excellent leadership skills, and the ability to collaborate across departments. Key Responsibilities Manage a specified team within the Credit Department in the evaluation the creditworthiness of new and existing customers within assigned territories. Establish and enforce appropriate A/R terms and limits by analyzing customer financial statements, credit applications, references, and industry credit data. Manage credit and collection risk for an assigned portfolio, adhering to company policy and authority levels. Resolve complex account inquiries from customers and internal staff; negotiate resolutions and reconcile accounts as needed. Partner with the customer service teams to optimize the company's invoice management process. Assist in the drafting and delivery of credit performance reports for senior management as required. Assist in the coaching, mentoring, and developing Credit Analysts and other team members, ensuring a high-performing and collaborative team environment. Represent Macrosource and participate in regional, national, and international credit groups. Participate in special projects as required.   Qualifications & Skills Bachelor’s degree in Business, Finance, Accounting, or a related field or equivalent combination of education and experience required. 5 years of experience in credit, banking, financial services, accounts receivable, or a related area. US National Association of Credit Management (NACM) CBA, CBF or CCE or other Credit industry certification is desired. Experience in managing International credit risk is desired and use of Credit Risk insurance programs is desired. Proficiency in Microsoft Office (Excel, Word, and Outlook); Dow Jones RiskCenter, Dun & Bradstreet Credit Reporting (or similar products), SAP, or a similar ERP system is preferred. Familiarity with the Bectran Credit system (or similar products) is a plus. Strong expertise in risk analysis, financial statement review, and problem-solving. Exceptional organizational, interpersonal, and communication skills. Demonstrated ability to lead and develop a team. Ability to prioritize tasks and manage time effectively. A results-driven mindset committed to fostering collaboration and achieving organizational goals. Bilingual in English and Spanish preferred.   Additional Requirements Experience or willingness to work in a small credit team environment, demonstrating flexibility and adaptability to varied assignments. Commitment to ethical conduct, consistency, and earning the trust of colleagues. Strong dedication, energy, and a proactive, creative, and innovative approach to problem-solving. Experience and working knowledge with use of Credit Insurance risk management programs is desired. Creativity and innovation in approaching challenges Intellectual curiosity and a passion for learning and staying abreast of industry trends and technologies Strong communication and collaboration skills. Rapid acquisition of understanding and absorption of new information. Analytical thinking and problem-solving skills with a focus on practical solutions. Working knowledge/understanding of the seasonality/cyclical nature of the agricultural industry preferred. Location This full-time position is based at our Skidaway Island Corporate Headquarters in Savannah, Georgia, with opportunities for flexible working hours, Monday through Friday. Relocation Assistance is available. NOTE:  We are unable to provide sponsorship at this time. Training and Development At MacroSource, we believe in fostering the growth and development of our team members. Through our comprehensive career plan, training opportunities are available to help you further your career, enhance your skills, and contribute to your professional growth. Benefits Join MacroSource and enjoy a comprehensive Total Rewards package, including generous paid time off, medical, dental, and vision insurance from Day #1, employer-paid Short/Long-Term Disability and Life insurance, and a 401k with generous matching. Embrace volunteer service opportunities and become a part of our vibrant work community. At MacroSource, we recognize and reward the valuable contributions of our team members. Compensation for the position depends on experience, reflecting our commitment to fair and competitive pay. About MacroSource At our company, we are guided by our core values of accountability, innovation, safety, and teamwork. We believe in fostering a culture of integrity, excellence, and continuous improvement in all that we do. MacroSource is a leading wholesale distributor of crop nutrients worldwide, committed to providing custom solutions for retailers. With strategic terminals along the Mississippi River and in key agriculture growing areas, we ensure competitive supply and premier customer service. Join us in empowering our people to drive innovative solutions, feeding the crops that sustain the world. Join us in making a difference and shaping the future of our company through your expertise and dedication! Apply now and embark on a rewarding career journey with us.  We are an equal opportunity employer and value diversity of all types.