What are the responsibilities and job description for the Commercial Loan Officer position at Matanuska Valley Federal Credit Union?
FUNCTIONS
· Responsible for member marketing of the Credit Union and knowledge of all services offered to a degree that will enable answering questions, or referring members for specific services.
· Responsible for developing and servicing a variety of commercial, construction, and member business loans, calling on small business owners, realtors, and individuals to provide advice and introduce them to the services offered by the Credit Union.
· Originate all commercial and Member Business Loans products in accordance with credit union policies including but not limited to:
o Operating Lines of Credit
o Vehicle and Equipment Term Loans
o Commercial and Investment Real Estate Loans
o Letters of Credit
o Construction and Development Loans
o Complex Member Business Loans
· Assist the Commercial Lending Manager as assigned.
PREREQUISITES FOR THIS POSITION:
· Minimum Education: Bachelor’s Degree or equivalent. A Bachelor’s degree in finance and or economics is highly desirable.
· Minimum Experience: 2 - 4 years’ underwriting and servicing experience in Commercial real estate, construction and business lending.
· Personal Characteristics and Skills: Must be of the highest integrity, in good health and with personal habits above reproach. Must practice confidentiality. Must be a mature person with sound judgment. Must have the ability to meet and work effectively with people of varying levels of education and experience and to be able to communicate, both written and orally the same; and command their respect. Must have a high degree of self-motivation, accuracy and organizational skills.
Job Type: Full-time
Pay: $98,687.41 - $159,290.41 per year
Benefits:
- 401(k)
- 401(k) matching
- Dental insurance
- Health insurance
- Life insurance
- Paid time off
Schedule:
- 8 hour shift
- Monday to Friday
Education:
- Bachelor's (Preferred)
Experience:
- Fair Housing regulations: 1 year (Preferred)
- Loan origination: 1 year (Preferred)
Work Location: In person
Salary : $98,687 - $159,290
