Member Experience Representative

Job Description :

JOB SUMMARY : The Member Experience Representative provides a complete member service experience in the retail center. The position uses sound judgment, professionalism, integrity, accuracy, and expediency in assisting members while adhering to established security safeguards, identification measures, and all credit union policies and procedures.

Ultimately, the Member Experience Representative will perform all retail services including transactions, opening and maintaining share accounts, processing and servicing loans to include consumer loans and home equities, and processing and servicing business share accounts.

This position is a role that is progressive in nature in skill development and training requirements.

JOB ACCOUNTABILITIES / ESSENTIAL FUNCTIONS :

Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

• Process transactions and utilize proper cash handling procedures to maintain a balanced cash drawer.
• Process new account opening and applications for member and business share accounts.
• Process Individual Retirement Account (IRA) and special account transactions and applications.
• Process consumer and home equity loans applications. Review consumer credit reports and gather information and / or documentation necessary for underwriter analysis.
• Establish and maintain cooperative relationships with internal and external members. Assist members in a friendly, professional manner, demonstrate adaptability and a positive attitude when faced with challenging situations.
• Guide members with confidence, knowledge, creativity, and accuracy.
• Utilize The Member Advantage (TMA) to effectively communicate and discuss member needs. Educate current and prospective members about products and services.
• Analyze, research, and resolve problems and discrepancies related to members' financial relationship by utilizing knowledge and judgment.
• Address member concerns and take appropriate action to resolve.
• Manage time efficiently and take initiative within the retail center; seek opportunities to develop and enhance knowledge of internal operating systems, products, and services.
• Actively participate in Credit Union initiatives, promotions, and assigned goals.
• Support and assist other retail center locations. Work location may change as business and service needs dictates.
• Know, understand, and follow all policies and procedures including safety and security procedures regarding robbery, emergency situations, and third party access to secure areas. Communicate suspicious activity appropriately.
• Comply with all federal regulations, Credit Union policies and procedures, including Bank Secrecy and the USA Patriot Act.
• Comply with all fair lending laws and the prohibitions enumerated in the Credit Union's lending policy.
• Actively supports the mission, vision, and core values of the Credit Union to deliver excellent service.