Mortgage Processor

The processing associate position gathers and reviews credit, income and asset documentation in accordance with underwriting guidelines. The processor is responsible for preparing the loan file for underwriting consideration and tracks and clears post close file exceptions.

Essential Functions

Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

• Familiarize yourself with Fannie Mae and Freddie Mac Guidelines.
• Review loan files for data integrity.
• Order verifications of employment, deposit, and loans, as applicable.
• Request and review income, asset, and credit documentation for loan approval
• Ensure accurate and complete data in the loan origination system (LOS).
• Prepare and package the loan file in compliance with MMS’s policy and procedures for underwriting consideration.
• Coordinate, track and clear all underwriting requirements with the borrower, vendors, and the lender.
• Communicate and coordinate, as a team member, with lender, borrower, Title Company, MMS staff and other vendors to meet closing dates.
• Reviewing all mortgage loans for compliance with internal QC policy.
• Track and clear all post-closing file exceptions, as applicable.
• Provide exceptional customer service to both internal and external customers.
• Performs other projects and duties as assigned.

Competencies

• Ensure maintenance of confidentiality and compliance regulations.
• Maintain a professional, friendly and helpful relationship with all staff and members.
• Performs all essential job functions and responsibilities in a timely and professional manner.
• Observes all MMS guidelines and policies.

Position Type/Expected Hours of Work

• This is a full-time, in-office position. Hours of work are Monday through Friday, 8:00 a.m. to 5:00 p.m., 40 hours per week.

Required Education and Experience

• Prior mortgage industry experience is preferred, but not required.

Supervisory Responsibility

• This position has no supervisory responsibilities.

Work Environment

• This job operates in a professional office environment. This role routinely uses standard office equipment such as computers, phones, and photocopiers.

Physical Demands

• This is largely a sedentary role; however, some filing may be required. This would require the ability to lift files, open filing cabinets and bending or standing on a stool as necessary.

Travel

• No travel is expected for this position.

Location: 200 E 1st Ave, Hutchinson, KS 67501

Job Type: Full-time

Pay: From $1.00 per hour

Benefits:

• 401(k)
• 401(k) matching
• Dental insurance
• Employee assistance program
• Flexible spending account
• Health insurance
• Life insurance
• Paid time off
• Retirement plan
• Tuition reimbursement
• Vision insurance

Physical Setting:

• Office

Schedule:

• 8 hour shift
• Monday to Friday

Application Question(s):

• If considered for a position with MMS, you will be required to pass a drug screen, background check, and credit check. Do you agree to these terms?

Work Location: In person