What are the responsibilities and job description for the Credit Senior Associate / Vice President position at MERCHANT SERVICES INC?
Senior Associate / Vice President – Credit Investment Team
Merchant Credit Partners
Location : New York City, Partial in-office requirement
About Merchant Credit Partners :
Merchant Credit Partners is a specialty lending firm focused on providing tailored credit solutions to wealth management firms. We partner with high-quality businesses to deliver flexible capital solutions that support growth, M&A, succession planning, and operational needs. Our team brings deep expertise in credit underwriting, structured finance, and asset-based lending to the wealth management industry.
Position Overview :
We are seeking a Senior Associate or Vice President to join our investment team. The ideal candidate will have 3-7 years of experience in credit underwriting, direct lending, or structured finance , preferably within asset-based lending, private credit, or financial services. This role offers an opportunity to work directly with senior leadership and play a key role in deal execution, portfolio management, and investment strategy.
Key Responsibilities :
- Investment Analysis & Underwriting : Lead due diligence, financial modeling, and credit analysis for new lending opportunities.
- Deal Execution : Structure and negotiate loan terms, prepare investment memos, and manage approval processes.
- Portfolio Management : Monitor existing investments, track financial performance, and assess credit risk.
- Market Research : Analyze industry trends, competitor activity, and economic conditions to support investment decisions.
- Client Engagement : Work closely with borrowers, wealth management firms, and other stakeholders to assess financing needs and structure optimal solutions.
Qualifications :