What are the responsibilities and job description for the Senior Credit Risk Officer position at Michael Page?
The Senior Credit Risk officer evaluates and monitors portfolio-level credit risk using advanced analytics, statistical techniques, and data-driven strategies. They collaborate with internal teams to develop policies and optimize risk-adjusted returns while aligning objectives with business goals.
Client Details
Forward-thinking financial services firm specializing in embedded financing solutions across multiple global regions, including Europe and the USA.
Description
Key Responsibilities:
- Evaluate Credit Risk: Apply statistical models and data-driven techniques to assess portfolio-level credit risk effectively
- Monitor Portfolio Trends: Identify patterns, emerging risks, and growth opportunities across diverse customer segments.
- Shape Policies and Strategies: Develop credit risk frameworks, underwriting approaches, and pricing models to align with business objectives.
- Generate Insights: Provide actionable recommendations to maximize risk-adjusted returns.
- Collaborate Across Teams: Partner with stakeholders in operations, product development, finance, and compliance to streamline risk management processes.
Profile
Requirements:
- A degree in Finance, Economics, Mathematics, Statistics, or a related field.
- Profiencicy in SQL and experience with credit risk analysis.
- Strong grasp of credit risk models such as PD, LGD, and EAD.
- Familiarity with data visualization tools and techniques.
- Exceptional analytical and problem-solving skills with acute attention to detaiils.
Nice To Have:
- Python programming expertise.
- Hands-on experience with SME lending.
Job Offer
$65,000 - $100,000 base salary.
MPI does not discriminate on the basis of race, color, religion, sex, sexual orientation, gender identity or expression, national origin, age, disability, veteran status, marital status, or based on an individual's status in any group or class protected by applicable federal, state or local law. MPI encourages applications from minorities, women, the disabled, protected veterans and all other qualified applicants.
Salary : $65,000 - $100,000
