Mortgage Loan Closer

Location : Address

Location : City

Location : Postal Code

Responsibilities

JOB SUMMARY

The Mortgage Closer will contribute in the areas of preparation, reconciliation and delivery of the closing documents.

KEY JOB RESPONSIBILITIES:

• Review file and prepare loan package to be sent to title co. for closing• Review and approve final docs per all regulations and guidelines• Ensure closing docs are issued and approved in a timely manner• Schedule closing with processor/LO.• Prepares and delivers a Preliminary Closing Disclosure in accordance with all regulations and guidelines.• Assist in preparing packages for shipment to investors.• Completes mortgage loans by monitoring collection, verification and preparation of mortgage loan documentation; scheduling and completing mortgage loan closing.• Excellent interpersonal and persuasion skills.• Ability to perform functions in an accurate and timely manner.• Perform other duties as assigned.• Becomes/is an advocate of the Michigan First culture, supporting diversity, philosophy and other credit union initiatives. Fosters a positive image of Michigan First via professional representation in all contacts and complies with all of Michigan First’s mission and vision goals.

Qualifications

QUALIFICATIONS/REQUIREMENTS:

• Previous mortgage experience required • High school diploma, BA degree in Finance, Accounting or Economics preferred.• Previous experience in Encompass loan origination software is a plus.• Passion, great communication skills, self-motivation, positive and competitive attitude.• Detail orientated• Ability to think critically and make educated judgment calls within regulatory parameters• Possess strong interpersonal skills, to work effectively in a team environment.• Consistently maintain professional appearance and attitude. • Ability to effectively present information in one on one and small group situations to team members and members of the organization.• Ability to operate PC, including input, output, and inquiry to member accounts and other account information required in the member service function.• Ability to operate standard office equipment and computer applications, including Microsoft Office.

Who We Are

Michigan First Credit Union was founded more than 90 years ago by educators and now delivers world-class service to more than 165,000 members at our branches throughout Michigan, and we’re growing! We offer financial solutions for every life stage and seek to positively transform our members’ lives through personalized service that meets their unique needs.

Simply put, Michigan First Credit Union’s sole mission is to provide the highest quality member experience. Working here, you’ll get to participate in a strong culture centered around service, professionalism, and growth.

Michigan First highlights:

• 500 team members
• 30 locations spanning the Lansing area, Grand Rapids and Metro Detroit.
• Industry leader in community support and charitable giving through the Michigan First Foundation
• Member Services Call Center operates 24/7/365
• Over $1.5 Billion in assets

Awards Michigan First Credit Union has been the proud recipient of:

• 2023 Best & Brightest in the Nation
• 2023 Best & Brightest in Metro Detroit
• 2023 Best & Brightest in West Michigan
• 2023 Best Credit Unions to Work For
• 2023 Best Places to Work in Southeast Michigan
• 2023 Channel 4 - Vote for the Best - Mortgage Lenders (1st Place)
• 2023 Channel 4 - Vote for the Best - Credit Unions (3rd Place)
• 2023 Detroit Free Press Top Workplaces
• 2023 Michigan Veterans Affairs Agency - Certified Veteran Friendly Employer - Bronze Level
• 2021 Credit Union of the Year by NAFCU (National Association of Federally-Insured Credit Unions)

Benefits and perks of joining our award-winning team include:

• Very competitive pay
• Low-cost medical, dental, and vision benefit options. Employer-paid life and disability insurance
• 401(k) - 100% match up to 5% deferral
• Tuition reimbursement for both Undergraduate and Graduate degree program
• Access to a complimentary concierge service that assists with nearly any item on your to-do list
• Free, state-of-the-art fitness center at our Lathrup Village headquarters with exercise equipment, showers and locker rooms
• Wellness initiatives and events throughout the year to help team members stay healthy
• Loan discounts for certain secured and unsecured loans and mortgages
• Opportunities for pay increases, incentives and profit-sharing, based on performance
• Onsite subsidized top notch Cafe 26 for team members' use
• Onsite bowling center

Michigan First Credit Union is an Equal Opportunity Employer.