What are the responsibilities and job description for the Credit Risk Specialist position at Midland States Bank?
About the Role:
This position is part of our Credit Administration team, responsible for spreading and analyzing commercial and consumer financial information.
The ideal candidate will have 1-3 years of credit analysis experience and a good understanding of processes, policies, regulation, and rules.
Key responsibilities include fully understanding and implementing all aspects of loan policies and bank regulations, meeting or exceeding established goals, and maintaining compliance with all applicable regulations including the Bank Secrecy Act (BSA).
We're looking for a detail-oriented professional who can work under limited supervision to analyze financial information, identify and assess risk, and make sound decisions.
Job Description:
- Spreads financial information by using the bank's financial software.
- Performs analysis as requested on loan relationships greater than $1,000,000 in aggregate credit exposure.
- Completes Credit Approval Forms (CAF) for credit relationships greater than $1,000,000.
Position Qualifications:
- Bachelor's Degree or experience equivalency
- 1-3 years credit/risk analysis experience
Competencies/Other Skills:
- Business insight
- Cultivates innovation
- Drives results
- Makes sound decisions
- Collaborates
- Communicates effectively
- Customer focus
- Emotional Intelligence
- Self development
- Being flexible and adaptable
Salary : $1,000,000
