Loan Operations Specialist- Documentation

Midwest BankCentre is proud to be recognized as one of St. Louis’ Top Workplaces for the last four consecutive years!

Are you ready to lead with purpose and make a real impact on our community? Join Our Team and Make a Difference at Midwest BankCentre!

Why Midwest BankCentre? Our company culture is all about engagement and collaboration with our teams. We value diversity, inclusion, and innovation. When you join Midwest BankCentre, you're not just joining a company; you're joining a community of like-minded individuals who are dedicated to making a positive impact.

We are committed to making meaningful, long-term investments in communities that lift everyone up so we can all RISE TOGETHER. Our commitment to shared prosperity, our investment in Community and Economic Development and our dedication to diversity and inclusion are reflected is the ways Midwest BankCentre lives its purpose.

Objectives of this Role

• Manages workflow for documentation, new, renewals and modifications, for all branches.
• Analyzes and audits pre-closing documentation to produce regulatory required loan documents.
• Essential to creating and maintaining a centralized loan documentation environment to perfect the bank’s security interest.
• Ensure the bank’s compliance with flood regulations.
• Assist Senior, Team Lead and Manager with special projects.

Essential Functions

• Scheduling of loan packages based on completeness of pre-closing documents as well as closing dates, times, etc.
• Determination of required loan packages to be produced based on approved loan type and collateral securing the loan.
• Determines additional requirements for all loans secured by property located in a flood zone to assure bank compliance with regulatory matters.
• Communication with the Lenders/Lender support based on various needs.
• Organize loan requests to be worked on
• Prepare Loan documentation.
• Lender/Lender Support assistance

Other Duties

Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job. Duties, responsibilities, and activities are as required and may change at any time with or without notice.

Nature of Internal Customers

• Lenders, Lender Support, Loan Operations, Mortgage, Consumer, Small Business, Deposit Operations, Retail and Customer Engagement Center

Nature of External Customers

• Loan customers, 3rd party vendors and participating banks

Competencies

• Customer Centric Focus
• Agent of Change
• Effective Communicator, both written and oral
• Results Oriented with the Ability to Execute on Bank Initiatives
• Driver of Diversity and Inclusion
• Acts with Integrity
• Collaborates Across Bank Channels
• Business Acumen

Qualifications

• 1-3 years of commercial loan documentation experience preferred
• Detail oriented with excellent organizational skills
• Ability to handle high workload and prioritize multiple tasks to insure timely completion
• Must be a team player and work well with all levels of bank personnel
• Required proficiency with regulatory requirements as well as internal bank policies
• Professional telephone etiquette required
• Must be able to work accurately under time constraints
• Preferably have experience with Laser Pro, doc prep system at a user level and all Microsoft Office products, as well as mainframe systems
• Strong analytical skills
• Create, revise, and update policies and procedures
• Have excellent typing skills
• Ability to pass a background check

Physical Requirements

The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job.

While performing the duties of this job, the employee is regularly required to talk or listen. This is largely a sedentary role; however, some filing is required. This would require the ability to lift files, open filing cabinets and bend or stand on a stool as necessary.

Ready to Make Your Mark? If you're passionate about banking with a purpose and ready to take the next step in your career, we want to hear from you! This is an excellent opportunity for individuals with commercial credit experience who are eager to contribute to our community-focused mission.

Why Join Us:

• Community Focus: Be part of a community bank that values and actively supports the St. Louis area.
• Competitive Compensation: We offer a comprehensive salary and benefits package.
• Professional Growth: Opportunities for continuous learning and development.
• Impactful Work: Play a key role in shaping the credit strategy and success of our organization.
• Collaborative Culture: Work in a supportive and dynamic environment that values teamwork and innovation.

Don’t meet every single requirement?
If you’re excited about this role but your experience doesn’t align perfectly with every qualification in the job description, we encourage you to apply anyways. You may be the right candidate for this or other Midwest BankCentre roles!
AAP/EEO Statement
An Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, or protected veteran status and will not be discriminated against on the basis of disability.

We thank all applicants in advance for their interest in this position and Midwest BankCentre. Only applicants selected for an interview will be contacted.