What are the responsibilities and job description for the Loan Specialist/ Loan Officer position at Mindlance?
Company Description
Mindlance is a national recruiting company which partners with many of the leading employers across the country. Feel free to check us out at http://www.mindlance.com.
Job Description
Each Guardian Mortgage Loan Officer brings happiness and security to our clients by matching them to financially successful home mortgage loans in a timely, accurate and complaint manner.
- Provide sales support and strong communication to customers, processors, and management from loan pre-qualification to loan closing.
- Complete mortgage applications using GMC loan product system, including initial Mortgage policy and government regulations.
- Maintain in good standing all Loan Officer Licenses in State(s) for which Loan Officer is authorized to conduct business and performs services.
- Pre-Qualify potential borrowers according to policies and procedures and applicable law, collect and analyze each applicant’s financial information and assess financial circumstances to determine whether applicant and property qualify for a particular loan.
- Assist potential borrowers in identifying and securing a mortgage loan appropriate for individual financial circumstances.
- Make inquiries of verified and documented information with respect to applicant’s income, assets, investments, debt, credit history, prior bankruptcies, judgments, and liens, as well as characteristics of the property.
- Advise potential borrowers of risks/benefits of loan alternatives, including options & variables. Obtain and present loan options for each type of loan transaction the potential borrower has expressed interest (e.g., a fixed-rate loan, adjustable rate loan, etc.).
- Maintain high level knowledge of changes in market conditions, loan products & variations, and compliance.
- Consistently hit ongoing deadlines regarding loan originations, etc.
- Meet rules, obligations, timelines, and deadlines to comply with company policy, contracts, investor guidelines, lending programs, and state/federal law and regulation.
- Other duties as assigned.
Additional Information
For any queries or to discuss this opportunity in detail please call me back on 732 201 6656
