Audit Analyst

Mission Bank is seeking an Audit Analyst to join our Compliance team! The Audit Analyst is responsible for conducting assigned compliance risk management activities in support of the Bank’s Compliance Management Program, reporting directly to the Chief Compliance and Audit Officer. This position provides support in the administration of the Bank's overall internal reviews program. The Audit Analyst maintains integrity of work by working independently with access to the Audit Committee through the Chief Compliance and Audit Officer.

Essential Responsibilities, include but are not limited to:

• Conducts assigned compliance risk management activities in support of the Bank’s Compliance Management Program under the direction of the Chief Compliance and Audit Officer.
• Ensure conformity and adherence with all applicable state and federal laws, rules, and regulations.
• Develops and maintains knowledge of consumer protection laws, rules, and regulations that impact the Bank, in addition to specific business units' operations, products, and systems.
• Ensures adherence to regulatory agency directives, memoranda, interpretive rulings, laws, and regulations affecting the Bank.
• Interprets policy and procedural changes and ensures they are adhered to throughout the Bank; ensures policies, procedures and are in compliance with all applicable laws, rules and regulations; verifies that appropriate policies and procedures are in place; provides advice to management by recommending changes to policies, procedures, and/or practices; and verifies that changes are implemented.
• Prepares state of compliance reports for management under the direction of the Chief Compliance and Audit Officer.
• Completes assigned compliance reviews to determine if adequate controls are in place and are working as intended and reports the results to management.
• Completes assigned consumer protection regulation and other compliance risk management training and/or certification as needed and/or required.
• Conduct periodic BBC reviews to maintain compliance in Bank branches and departments.
• Presents audit results at the Executive Compliance Committees and Audit Committees as needed.
• Assists in preparation of Executive Compliance Committee and Audit Committee agendas.
• Monitor for DFPI communications and annual reporting requirements.
• Monitor of all required annual notices and disclosures.
• Demonstrates compliance with all applicable laws, rules and regulations for assigned job function; ensures knowledge is maintained through coursework and on-the-job training; and keeps up to date on law, rule, and regulation changes.
• Assists in the coordination and support of compliance audits and examinations.
• Facilitate Safety & Soundness and Compliance Examinations by maintaining examination documentation, coordinating work papers, reviewing exam reports, creating/updating action plans, and interacting with regulators.
• Prepares and maintains action plans resulting from audits and examinations.
• Assists in conducting third-party audit vendor due diligence.
• Assists in the preparation of the Bank wide audit schedule and vendor recommendations to Audit Committee.
• Coordinates and schedules approved audits with third-party vendors.
• Primary point of contact for third-party audit vendors, including vendor management responsibilities.
• Maintains Bank wide audit schedule and reports on audit status.
• Review of various risk assessments as part of internal reviews.
• Ensures compliance with all applicable reporting and recordkeeping requirements and timely distribution of related materials and publications to designated personnel.
• Ensures that required training annual and new hire training is on track.
• Assists in special projects and tasks for the department as directed.
• Processes, solves and answers complex customer transactions, problems or inquiries.
• Answers telephones, answers questions, and directs callers to proper Bank personnel.
• Assumes responsibility for various department functions in the absence of staff members or in overload situations.

• Bachelor’s degree from a college or university; or related experience and/or training; or the equivalent combination of education and experience. Work related experience should consist of a background in Bank compliance support, risk management, or audit. Educational experience, through in-house training sessions, formal school or financial industry related curriculum, should be applicable to the financial industry.
• Financial institution compliance experience with the ability to obtain a Certified Regulatory Compliance Manager (CRCM) designation - preferred.
• Basic knowledge of business unit workflows, policies, procedures and processes and of compliance-related Bank and industry best practices.
• Effective verbal, written and interpersonal communication skills.
• Possess excellent attention to detail, with ability to analyze data and communicate findings or results.
• Demonstrated capacity to manage high-volume of assignments and deadlines.
• Intermediate knowledge of Bank administration, lending and operations products and services; related state and federal laws and regulations, and other Bank operational policies and procedures - preferred.
• Ability to work with minimal supervision while performing duties.

Target Compensation: $87,000 annually, depending on experience.
Job Benefits:

401K, Competitive Medical: PPO, HMO, Vision, Dental, Short-term and long-term disability, 11 paid holidays

Mission Bank is an Equal Opportunity Employer and with opportunities for advancement. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, age, protected veteran status, or other protected categories.

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From: Mission Bank