Business Banker II

Job Description

Job Description

Mission Bank is seeking a Business Banker II to join our Lancaster Business Banking Center! The Business Banker position has a variety of responsibilities, including, calling on potential or existing customers to develop new business and increase or retain existing business relationships. The Business Banker II opens and processes all types of new accounts and assists customers in choosing appropriate types of accounts and other services; Accepts retail and commercial checking and savings deposits, processes loan payments, cashes checks and savings withdrawals; Promotes business for the Bank by maintaining customer relationships; Provides superior specialized service to our customers for problem resolution, information, and account servicing; Ensures compliance with all federal and state laws and regulations; Helps maintain Business Banking Center security.

• Interviews customers to obtain information; promotes and recommends Bank's products and services by using professional sales techniques to assist customers in their selections to meet their needs.
• Makes decisions regarding the opening of new accounts; assigns account numbers; completes forms requiring customer signature(s); checks credit history; accepts initial deposits; prepares all documents and items pertaining to checking accounts, savings accounts and certificates of deposit for processing.
• Expert knowledge of Treasury Management products and services. Ability to sell all Treasury Management products independently.
• Maintain and establish a customer base acting as customer advisor and take full ownership of the customers' relationship.
• Proactively looks to expand client base by cultivating referral relationships, participating in networking functions, soliciting / telemarketing target market clients / prospects and building a book of business in the local community.
• Provides effective customer service by answering customer questions; investigates and corrects errors; and resolves problems or other issues.
• Receives retail and commercial checking and savings deposits by determining that all necessary deposit documents are in proper form, and issuing receipts. Receives and processes stop payment and hold orders.
• Cashes checks, savings withdrawals, makes cash advances, and accepts loan, installment and collection payments. Confirms all necessary documents are properly authorized, are in proper form and are within authorized limits; makes decisions when questionable items are presented for cashing.
• Issues official checks, money orders, traveler's checks and savings bond applications.
• Balances cash differences as it relates to general ledger accounts and Business Banking Center cash totals.
• Records, files, microfilms, updates information, prepares wire transfers and sorts mail or reports as required.
• Gathers data and process various reports (e.g., currency transaction, returned items, overdrafts, callbacks, etc.)
• Processes credit reports, credit card orders, address changes, check and deposit slip orders, endorsement stamp orders, ATM deposits, incoming and outgoing collections, incoming and outgoing wires, credit ratings, certifications, change orders and deposit slip corrections. Debit card orders and maintenance.
• Processes statements, renewal notices, and interest payments for IRA and certificate of deposit accounts.
• May assist in opening and closing the vault daily; prepares and processes incoming and outgoing shipments; and assists in balancing vault currency and coin. Adheres to cash control, cash limits, key control, opening and closing procedures, loss prevention and liability and other security issues as presented in the Security Manual.
• Gathers data and process various reports (e.g., currency transaction, returned items, overdrafts, callbacks, etc.)
• Records, files, scans, updates information, prepares wire transfers and sorts mail or reports as required.

Requirements

Target Compensation : $30 hourly, depending on experience.

Benefits :

401K, Competitive Medical : PPO, HMO, Vision, Dental, Short- and long-term disability, 11 paid holidays

Salary : $30