What are the responsibilities and job description for the Experienced Loan Officer or Individuals Passed the SAFE Test position at MISSION SAN JOSE MORTGAGE?
We are seeking for new, experienced and producing mortgage loan officers. In this role, you will serve as a vital link between clients and our financial institution, ensuring that qualified applicants receive their loans promptly.
Responsibilities:
- Assess creditworthiness by processing loan applications and related documentation.
- Conduct interviews to determine financial eligibility and loan feasibility.
- Calculate relevant financial ratios and develop debt repayment plans.
- Communicate with clients to gather and provide necessary information.
- Justify and report on decisions regarding loan approvals or rejections.
- Finalize loan contracts and guide clients on policies and regulations.
- Stay informed about various loan products and financial services.
- Maintain and update account records.
- Understand customer needs, explore available options, and present suitable loan products.
- Build referral networks and explore alternative channels to cross-sell products and meet targets.
- Foster trust, loyalty, and satisfaction throughout the underwriting process.
- Ensure compliance with all relevant laws, regulations, and lending guidelines.
Skills Required:
- Qualifications
- - Bachelor's degree in economics or finance- Strong communication skills- Experience in banking or lending industry- Knowledge of underwriting, loan origination, and loan processing- Familiarity with TILA and Fair Housing regulations- Ability to perform basic math calculations- Certification in SAFE Exam or Mortgage Loan Officer experience
- Job Details:
This position is fully remote and commission-based, with options for full-time or part-time work. Annual earnings range from $87,667 to $393,457.
COVID-19 Precautions:
- Remote interview process
- Social distancing protocols
- Virtual meetings
For more details, please reach out to
M.Owais | Mission San Jose Mortgage
Recruiting Department
Phone: (209) 273 5217
Email: m.owais@msjmortgage.com
Job Types: Full-time, Part-time
Pay: $87,667.00 - $393,457.00 per year
Expected hours: 25 – 30 per week
Benefits:
- Flexible schedule
- Work from home
Compensation Package:
- Commission pay
Schedule:
- Choose your own hours
License/Certification:
- State MLO license (Required)
- NMLS Number (Required)
Location:
- Kernersville, NC (Required)
Work Location: Remote
Salary : $87,667 - $393,457
