Director Internal Audit, Credit Risk and Lending

Please reference the schedule and minimum qualifications listed below before applying.

If you need assistance with filling out our application form or during any phase of the application, interview, or employment process, please notify our Human Resources Team at 801-366-6947 option 1 or email macurecruiting@macu.com and every reasonable effort will be made to accommodate your needs in a timely manner.

Job Summary

Cultivates a systematic and disciplined approach to evaluate and improve the effectiveness of the credit union's risk management and control processes, and directs internal audit department resources to safeguard credit union assets. Oversees, directs and manages daily workflow of Credit Risk and Lending audits. Administers internal audit functions as well as perform audits of Credit Risk and Lending. Leads the Credit Risk and Lending audit team under the direction of the VP and Supervisory Committee.

Job Description

LOCATION

Mountain America Center- Hybrid

9800 S Monroe St

Sandy, UT 84070

SCHEDULE

Full Time; A hybrid schedule can be considered, specific days in office may be required depending on business need.

To be effective, an individual must be able to perform each job duty successfully.

• Conducts organizational audit risk assessment for purposes of developing the Credit Risk and Lending annual audit plan, and reviews and revises the plan quarterly or as needed. Communicates and reviews results of risk assessment and annual audit plan with Supervisory Committee.
• Oversees, directs and manages daily workflow of senior and staff auditors to ensure audit schedule is maintained.
• Oversees quality control activities of the Credit Risk and Lending audit team, including coordinating regular peer reviews of department processes.
• Evaluates and assesses governance, culture, risk, and control structure and environment.
• Oversees performance of Credit Risk and Lending audits throughout the credit union.
• Evaluates efficiency and effectiveness of team and consults with VP to continuously improve audit processes.
• Analyzes and prepares annual team financial budget based on assessed needs, and submits these requests to the VP of Internal Audit.
• Reviews or oversees review of work papers prepared by team for adherence to department procedures and the Institute of Internal Auditors (IIA) standards. Provides appropriate feedback, as necessary.
• Reviews internal audit reports prior to issuance for adherence to department procedures and the IIA standards. Provides appropriate feedback, as necessary.
• Evaluates new auditing standards, regulations, and accounting pronouncements, as applicable.
• Assists VP in developing, maintaining, and distributing monthly internal audit status reports for distribution to Executive Management, Supervisory Committee, and Board of Directors
• Complies with all regulations as required by law, including but not limited to Bank Secrecy Act, OFAC, FACT Act, GLBA, Regulation CC (funds availability), Regulation DD (TIS) and other regulations as required by law as it relates to the position.
• Performs other duties as assigned.

KNOWLEDGE, SKILLS, and ABILITIES

The requirements listed are representative of the knowledge, skills, and / or abilities required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential job functions.

Experience

Education

Degree in business, finance, accounting, economics, or quantitative discipline, or related field. Graduate degree in a Management or related subject preferred.

Licenses, Certificates, Registrations

One of the following professional certifications such as CIA, CFA or CPA required.

Computer / Office Equipment Skills

Managerial Responsibility

Interpersonal Skills

A significant level of trust and diplomacy is required, in addition to normal courtesy and tact. Work involves extensive personal contact with others and is usually of a personal or sensitive nature. Work may involve motivating or influencing others. Outside contacts become important and fostering sound relationships with other entities (companies and / or individuals) becomes necessary and often requires the ability to influence and / or sell ideas or services to others.

Language Skills

Must have the ability to read, understand and carry out instructions in written and oral form. Ability to communicate effectively and courteously. Strong written communication skills required.

Other Skills and Abilities

PHYSICAL ABILITIES / WORKING CONDITIONS

Physical Demands

Ability to talk, hear, sit, use hands to handle or feel and reach with hands and arms consistently. Ability to stand, walk, kneel and crouch occasionally

Vision Requirements

Close vision (clear vision at 20 inches or less) Distance Vision (clear vision at 20 feet or more)

Weight Lifted or Force Exerted

Ability to lift up to 10 pounds consistently and up to 50 pounds

Environmental

There are no unusual environmental factors

Noise Environment

Moderate noise (business office with computers and printers, light traffic)

Mountain America Credit Union is an EEO / AA / ADA / Veterans employer.