What are the responsibilities and job description for the Commercial Lending Officer position at MRI Spokane?
Commercial Lending Officer
JOB FUNCTION :
This position will develop loan and deposit business by calling on small to middle market commercial companies, professionals and associations primarily located in the San Antonio and surrounding market areas. Manage the loan process including credit underwriting, loan documentation and ongoing loan portfolio management. Play an active role in the community to further develop business opportunities. Assist on an as needed basis with credit and deposit needs of an existing loan and deposit portfolio.
DUTIES & RESPONSIBILITIES :
- Call on prospective and existing clients to generate loans, deposits, and referrals to other areas of the Bank.
- Participate in community-oriented and professional organizations.
- Cross-sell bank investment, trust, deposit, and loan products.
- Analyze financial statements, underwrite credit, prepare credit memos, and assist in the preparation of loan presentations.
- Ensure loans are documented and closed properly.
- Ensure loans meet all regulatory and compliance guidelines.
- Manage loan and deposit portfolio as established.
- Preset loan information to top management and board of directors.
MINIMUM QUALIFICATIONS
Work Experience
Preferred Experience
Supervisory Experience
Education / Skills / Experience
Equipment / Machines / Software
Competency Requirements
Physical Requirements
This job description does not imply an employment contract, nor is it intended to include every duty and responsibility that the employee is responsible for. Duties and tasks may be assigned by the management team based on department and business needs.
