What are the responsibilities and job description for the Credit Analyst II, III position at MRISpokane?
Job Description
Job Description
Position Overview :
As a Commercial Credit Analyst , you will be a critical member of our lending team, primarily supporting SBA and commercial loan presentations and reviews. You will be responsible for analyzing financial statements, preparing credit presentations, and conducting thorough loan reviews. The role involves working closely with a collaborative credit department and lending team to ensure smooth and efficient loan processing. Your contributions will play a key role in maintaining our high standards of credit quality, while working in a flexible and dynamic underwriting environment.
Key Responsibilities :
- Conduct in-depth financial analysis of commercial borrowers, including financial statement analysis, cash flow modeling, and risk assessments.
- Prepare and present loan presentations, ensuring accurate and comprehensive data for underwriting review.
- Review loan files to ensure compliance with internal policies and regulatory guidelines.
- Work closely with lenders to provide timely and accurate credit decisions on loans, including C&I, manufacturing, and commercial real estate (CRE) loans.
- Analyze and prepare SBA loan documentation and reviews.
- Maintain strong working relationships with internal teams, including lenders and credit department personnel.
- Contribute to the continued growth of our bank by providing analytical support and recommendations for loan structuring and risk mitigation.
- Ensure a high level of service and communication to ensure smooth loan processing and approval.
Qualifications :
Why Join Us :
If you're a motivated professional seeking a dynamic environment where you can grow your career and contribute to the success of a thriving, family-owned bank, we encourage you to apply!
