What are the responsibilities and job description for the Portfolio Analyst position at MRISpokane?
Commercial/Consumer Credit Analyst Loan Production Assistant
Position Overview
We are seeking a detail-oriented and highly organized Commercial/Consumer Credit Analyst Loan Production Assistant to support our lending team. This role is integral to the loan origination and underwriting process, assisting commercial and consumer bankers in analyzing financial data, preparing loan documentation, and managing loan portfolios. The ideal candidate will have strong analytical skills, financial acumen, and a client-focused approach to ensure efficiency, accuracy, and compliance in all lending operations.
Key Responsibilities
Loan Processing Credit Analysis
Required:
Position Overview
We are seeking a detail-oriented and highly organized Commercial/Consumer Credit Analyst Loan Production Assistant to support our lending team. This role is integral to the loan origination and underwriting process, assisting commercial and consumer bankers in analyzing financial data, preparing loan documentation, and managing loan portfolios. The ideal candidate will have strong analytical skills, financial acumen, and a client-focused approach to ensure efficiency, accuracy, and compliance in all lending operations.
Key Responsibilities
Loan Processing Credit Analysis
- Assist in the end-to-end loan process, from origination to closing, ensuring efficiency and accuracy.
- Analyze financial statements, tax returns, and credit reports to assess borrower repayment capacity and mitigate risk.
- Utilize financial analysis software (Abrigo Sageworks) to evaluate business and global cash flows.
- Prepare financial summaries and credit reports to support underwriting decisions.
- Ensure all loan documentation complies with internal policies and regulatory guidelines.
- Support bankers in managing client relationships by tracking loan maturities, financial reviews, and compliance items.
- Maintain accurate client records, monitor exception reports, and update loan files as necessary.
- Assist in resolving client inquiries related to loan documentation, financial reporting, and account management.
- Coordinate with internal teams to ensure timely loan processing and seamless client service.
- Prepare, review, and process loan documentation using LaserPro and other loan systems.
- Monitor loan files to ensure all necessary documents are collected and stored appropriately.
- Protect the confidentiality of all customer information and uphold data security standards.
- Maintain detailed reports and records, ensuring compliance with company policies and regulatory requirements.
- Contribute to departmental success by collaborating on team projects and assisting with additional tasks as needed.
Required:
- High school diploma or equivalent.
- Experience in financial statement analysis within commercial banking, investment banking, or real estate lending.
- Proficiency in financial services loan and documentation systems (LaserPro) and credit analysis software (Abrigo Sageworks).
- Strong attention to detail, organizational skills, and ability to manage multiple tasks efficiently.
- Proficiency in Microsoft Office Suite (Excel, Word, Outlook) and financial reporting tools.
- Ability to handle confidential information with discretion.
- Bachelor's degree in Business, Finance, Accounting, or a related field, or equivalent work experience.
- Experience interacting with business clients in a financial services setting.
- Familiarity with regulatory requirements in commercial lending.
