What are the responsibilities and job description for the Credit Review Examiner, Vice President position at MUFG Bank, Ltd.?
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The selected colleague will work at an MUFG office or client sites four days per week and work remotely one day. A member of our recruitment team will provide more details.
Job Summary :
We're searching for a Credit Examiner to provide a comprehensive assessment of enterprise-wide risk management practices. You will evaluate, monitor, and report on the quality of risk assets and effectiveness of the Bank's processes to control credit, trading, and associated concentration risks of a complex nature. In addition, you will give prompt feedback to Bank management on the results of monitoring and examination activities. This role is assigned complex portfolios and higher risk issues.
All potential applicants are encouraged to scroll through and read the complete job description before applying.
Major Responsibilities :
- Monitor risk asset portfolios to identify deterioration or negative management control trends and review compliance with policies, guidelines, and regulations.
- Prepare periodic Risk Profile & Monitoring Plans to outline key risk factors and allocate appropriate resources.
- Analyze individual credits and / or credit relationships for quality, adherence to approval conditions, the accuracy of risk grading, and adequacy and accuracy of documentation.
- Identify and evaluate the effectiveness of credit risk process controls. Analyze credit files, financial documents, projections, and research industry trends to identify risk potential within portfolios.
- Evaluate MIS data and identify adverse trends of leading and lagging performance indicators.
- Serve as Examiner-In-Charge (EIC) for complex portfolios or processes. As EIC, effectively plan, coordinate and oversee all aspects of on-site activities.
- Focus on quality control of transactional reviews and other work performed by the examination team.
- Prepare timely, concise reports of examination ratings and significant issues. Follow up for the satisfactory completion of outstanding issues raised by internal and external examiners.
- Provide technical guidance to units on credit policies and control procedures.
- Write concise and informative reports, following CEA report standards and guidelines, for senior management to support REM results.
- Clearly communicate sensitive issues at the highest level of bank management.
- Provide leadership, training, and guidance to other examiners.
Qualifications :
The typical base pay range for this role is between $122K - $175K depending on job-related knowledge, skills, experience and location. This role may also be eligible for certain discretionary performance-based bonus and / or incentive compensation. Additionally, our Total Rewards program provides colleagues with a competitive benefits package (in accordance with the eligibility requirements and respective terms of each) that includes comprehensive health and wellness benefits, retirement plans, educational assistance and training programs, income replacement for qualified employees with disabilities, paid maternity and parental bonding leave, and paid vacation, sick days, and holidays. For more information on our Total Rewards package, please click the link below.
MUFG Benefits Summary
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Salary : $122,000 - $175,000
