Auto Finance Manager

SUMMARY

            The Finance Trainer works with and supports the Client Advisors as they present, sell and execute the sale of finance, insurance, and warranty products to clients purchasing a vehicle.

ESSENTIAL DUTIES

Essential Duties include the following. Other duties may be assigned.

·         Protects gross profit by arranging financing so outside sources do not have an impact on selling margins.

·         Establishes lender relations that tie the customer closer to the dealership.

·         Generates additional income through the sales of vehicle service contracts, GAP coverage, and maintenance plans.

·         Works with Client Advisors to maintain control of all paperwork until it is ready to be turned into the general office.

·         Responsible for all paperwork involved with the sale of the vehicle, including obtaining customer signatures and securing payoff and insurance information.

·         Converts cash deals to finance.

·         Establishes and maintains good working relationships with several finance sources, including the manufacturer.

·         Processes finance and lease deals accurately and fairly through financial sources to secure approval.

·         Conducts business in an ethical and professional manner.

·         Understands how to process all federal, state, and dealer paperwork related to vehicle transactions.

·         Understands and complies with federal, state, and local regulations that affect the new- and used-vehicle and finance departments.

·         Completes paperwork necessary for vehicle sales and leases in a timely and efficient manner.

·         Observes and learns how to check all paperwork for correct title, lien information, taxes, etc., before forwarding to accounting.

·         Acquires and maintains current state insurance license, completing continuing credit insurance education as needed.

·         Provides customers with complete explanations of manufacturer and dealership service procedures and policies.

·         Gets exposure to managing the alternative finance source program to ensure that several sources are available.

·         Assists with providing sales force and sales managers with current information about finance and lease programs continually.

·         Trains the sales staff regarding the benefits of financing, insurance and extended service programs.

·         Works with sales managers and Client Advisors to secure a reasonable profit from every sale.

·         Required to perform other duties as requested, directed, and assigned

EDUCATION and EXPERIENCE

·         High school diploma or general education degree (GED) required; and three or more years of related experience and/or training; or equivalent combination of education and experience

CERTIFICATES, LICENSES, REGISTRATIONS

None

PHYSICAL DEMANDS

The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

Regularly required to stand, sit, and, walk around the premises

·         Regularly required to work on a computer

·         Occasionally required to use force to lift, push and pull up to 20 pounds

Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

WORK ENVIRONMENT

The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

Work performed in the automotive dealer environment where a noise level is moderate

Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

Murgado Automotive Group is an equal opportunity employer. Murgado Automotive Group does not discriminate in employment on account of race/ethnicity, color, religion, national origin, gender, sexual orientation/transgender status, age disability, martial/parental status, citizenship status, military status, political affiliation and/or beliefs, pregnancy, order of protection status or other non-merit status.

We are an employer who participates in the E-verify program with the Department of Homeland and Security.

Salary : $100,000 - $120,000