Credit Analyst

MHC Financial Services, LLC represents MHC as their captive finance company facilitating the sale and delivery of Kenworth, Volvo, Hino, and Isuzu trucks. As MHCFS continues to grow, we have an opening for a Credit Analyst – Equipment Finance. The Credit Analyst – Equipment Finance approves credit transactions to obtain maximum profits and division sales within the guidelines established for the company. Protects company assets, provides the best possible service to MHC branch and divisional personnel. 

• Responsible for the timely approval of credit within stated authority.
• Responsible for the development and recommendation of credit criteria.
• Assists in the preparation and review of loan and lease documents.
• Responsible for the development and timely presentation of standard credit and fleet credit approvals to PACCAR Financial Corporation or other lenders, including financial statement analysis.
• Maintains credit files to meet audit and PACCAR Financial standards.
• Manages the Credit Department in the absence of the Credit Manager so that it meets the stated company goals for performance.
• Develops and maintains a strong working relationship between the Credit Department and MHC divisions.
• Follows-up on outstanding approvals for insight towards the customer’s purchasing decision.
• Performs other duties as assigned by supervisor.

• Requires two years of experience as a credit analyst, account or financial analyst preferably in the trucking industry.
• Four-year degree with and emphasis in accounting or finance preferred.
• Requires a working knowledge of financial statements and the ability to analyze those statements and compare the analysis to industry standards and project company viability.
• Requires strong customer service, analytical, problem solving, written and verbal communication skills.
• Driven to lean quickly and constantly adapts to new challenges.
• Strong self-motivation and the ability to work effectively with limited guidance.