What are the responsibilities and job description for the Consumer Loan Officer position at Muskogee Federal Credit Union?
Job Overview
We are seeking a motivated and detail-oriented Loan Officer to join our dynamic team. In this role, you will be responsible for guiding clients through the loan application process, assessing their financial needs, and providing tailored loan solutions. The ideal candidate will possess strong sales skills, a customer-centric approach, and a solid understanding of financial products.
Responsibilities
- Interview loan applicants to develop information and evaluate their loan needs and recommend loan products.
- Analyze applicant's current financial position and credit report to determine the degree of risk involved in extending credit. Make decision to approve or disapprove the loan request
- Prepare loan documents according to policy terms and conditions; review all loan documents for completeness, accuracy, and compliance; review with member.
- Collect outstanding loans in compliance with collection policies, procedures, and regulations; contact delinquent accounts by phone and mail; take appropriate action to bring current; assist with repossessions, small claims, garnishments, and bankruptcies.
- Provide professional, courteous, accurate, timely, friendly, and personal service.
Skills
- Strong sales skills with a proven track record in financial sales.
- Excellent customer service abilities to effectively address client needs and concerns.
- Solid math skills, including basic math and 10 key typing for accurate data entry.
- Ability to work independently as well as part of a team in a fast-paced environment.
- Trust, diplomacy, and a positive attitude is required, in addition to normal courtesy and tact.
Join us as a Loan Officer and play a crucial role in helping members achieve their financial goals while advancing your career in the lending industry!
Job Type: Full-time
Pay: $21.00 - $25.00 per hour
Expected hours: 40 per week
Benefits:
- 401(k) matching
- Dental insurance
- Health insurance
- Life insurance
- Paid time off
- Vision insurance
Schedule:
- 8 hour shift
- Monday to Friday
Work Location: In person
Salary : $21 - $25
