Compliance and Fraud Investigator

What Is MyBambu? 

MyBambu is a cutting-edge fintech platform delivering the first all-in-one mobile digital financial solution for underserved, primarily Hispanic communities. With a focus on financial inclusion, MyBambu offers easy access to a range of services, including checking accounts without credit checks, remittance services, bill payments, and mobile top-ups. Recognized with the FIS Impact Award for innovation in 2020, MyBambu is dedicated to breaking down barriers to financial access and literacy, empowering users through a bilingual, user-friendly mobile experience tailored to diverse needs.

MyBambu participates in E-Verify and will provide the Social Security Administration (SSA) and, if necessary, the Department of Homeland Security (DHS), with information from each new hire’s Form I-9 to confirm work authorization.  Find out more information: E-Verify Participation Poster or Right to Work Poster. 

Just a heads-up, this role is all about being present in person, and guess what? Our base is in West Palm Beach, Florida! 🌴 So, if you're ready to dive in with us, remember, we're all about that office vibe – no remote work here!

Your Opportunity

The impact that you can have at MyBambu is powerful. We’re looking for someone who’s eager to take on a meaningful role in the success of MyBambu on a massive scale. Someone who takes works seriously, but also isn’t afraid to have some fun either. Someone who’s ready to take MyBambu—and their career—to the next level.

This position is a full-time, in person position reporting to the Compliance Manager. As the Digital Compliance and Fraud Investigator. You will be responsible for analyzing and managing accounts focused on anti-money laundering, counter-terrorist financing, financial intelligence, suspicious activity reporting, sanctions screening, anti-bribery and corruption, and digital fraud analysis.

Job Responsibilities

• Fraud Detection and Prevention: Conduct thorough analyses of accounts and activities to identify and assess fraudulent behavior, utilizing advanced digital tools and techniques.
• Digital Forensics: Perform detailed digital forensic analyses to investigate fraudulent activities, ensuring the security and integrity of digital financial transactions.
• Transaction Monitoring: Oversee and review daily transactions to ensure compliance with BSA/AML regulatory standards, including the reconciliation of daily transactions and new customer accounts.
• Suspicious Activity Management: Evaluate potentially suspicious activities, prepare and file Suspicious Activity Reports (SARs) for confirmed incidents, and validate high-risk KYC files.
• Sanctions Screening: Screen live payments for potential OFAC violations and review and validate transaction filtering and monitoring programs.
• Regulatory Compliance: Stay informed about changes in US and global financial crime compliance regulations, incorporating new regulations into ongoing programs to ensure continuous compliance.

Skill and Skills & Abilities:

• Exceptional Writing Skills: Ability to create high-quality documents that prescribe or govern activities and relationships, such as policies and procedures, commercial contracts, corporate transactional documents, or legislation/regulations.
• Analytical Thinking: Capability to understand dynamic contexts comprising legal requirements, business objectives, resource constraints, and stakeholder interests, and to exercise creativity and judgment in guiding and organizing activities effectively.
• Strong Communication: Excellent interpersonal skills to support effective collaboration and consensus-building among diverse interests or viewpoints.
• Attention to Detail: Strong work ethic, good humor, and enthusiasm for tackling complex challenges with the ability to manage multiple projects simultaneously and resolve competing priorities effectively.
• Technical Proficiency: Proficiency in digital forensics and related software tools.

Job Requirements:

• Bilingual proficiency Spanish and English.

• At least one year of professional experience in financial crimes compliance and risk management, with knowledge of legal, policy, and/or operational aspects of financial crime compliance programs (e.g., AML/CTF, CDD, SARs, sanctions/OFAC, ABC, KYC, CIP and/or financial crime investigations).
• CAMS or CFCS certification is preferable but not require

Physical Requirements: 

• Prolonged periods sitting at a desk and working on a computer.
• Must be able to lift up to 15 pounds at times.

MyBambu Benefits

• Excellent medical coverage.
• Fifteen (15) days of Paid Time Off.
• Seven (7) days of Paid Holidays.