What are the responsibilities and job description for the Claims Adjuster Trainee position at National General Insurance?
** Ideal candidate will be located in Winston-Salem or Charlotte, NC area. The Trainee role will be an in-office opportunity. **
Primary Purpose:
Studies and successfully completes the Claims Training Program including but not limited to company orientation, company prepared training programs, outside courses as deemed appropriate, and on-the-job training. There is close supervisory review of ongoing progress and results of work. Trainee will complete testing and evaluation as part of the trainee program.
Essential Duties and Responsibilities:
Following is a summary of the essential functions for this job. Other duties may be performed, both major and minor, which are not mentioned below. Specific activities may change from time to time.
- Learn to handle most aspects of auto claims
- Develop a basic understanding of the content of policies written by the company
- Develop a basic understanding of the insurance industry and the organizational relationships of the company
- Develop a basic understanding of the functions of other departments, such as Policy Ops and Marketing
- Learn how to determine subrogation or fraud potential and how to handle
- Develop a basic understanding of systems and technology used within the company
- Identify customer needs and works to meet those needs using appropriate customer service skills
- Perform other projects and assignments as directed
Minimum Skills and Competencies:
The requirements listed below are representative of the knowledge, skill and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
- Bachelor’s Degree or in-lieu of degree equivalent education, training and work-related experience
- Successfully completes Claim Representative trainee program
- Proficient in Microsoft Office (Word, Excel, Outlook, PowerPoint)
- Obtaining/Maintaining appropriate licensing or educational requirements
- Learn customer service and time management skills through training classes as part of the trainee program
- Learn to recognize and identify all body parts of a vehicle and/or understanding other potential property damage
- Develop understanding of claim policies & procedures; refers questions to supervisor
- Learn to interpret and apply written coverage accurately to establish claim and determine an action plan
- Develop ability to handle repair/replace decisions
- Develop labor judgment skills and learn to complete simple estimates accurately
- Learn to handle some comprehensive losses (theft, fire, and vandalism) with direction from more experienced personnel
- Develop ability to handle injury claims and acquire a basic understanding of how to review, evaluate, and negotiate simple or basic injury claims
- High degree of initiative, mature judgment, and discretion. Ability to resolve conflicts and empathize with customers is critical
- Negotiation skills are important for resolving claims
- Effective organization and time management skills with the ability to work under pressure and adhere to project deadlines
- Gains a general understanding of insurance law as it relates to claims
Desired Skills:
- Demonstrate a thorough understanding of the NGI Insurance brand and ability to exhibit the behaviors
Job Type: Full-time
Pay: $47,500.00 - $55,000.00 per year
Benefits:
- 401(k)
- 401(k) matching
- Dental insurance
- Employee assistance program
- Employee discount
- Family leave
- Health insurance
- Life insurance
- Paid time off
- Parental leave
- Professional development assistance
- Referral program
- Retirement plan
- Tuition reimbursement
- Vision insurance
Schedule:
- 8 hour shift
- Day shift
- Monday to Friday
Travel requirement:
- No travel
Work setting:
- In-person
- Office
Education:
- Associate (Preferred)
Experience:
- insurance related: 1 year (Preferred)
Ability to Commute:
- Winston-Salem, NC 27105 (Required)
Ability to Relocate:
- Winston-Salem, NC 27105: Relocate before starting work (Required)
Work Location: In person
Salary : $47,500 - $55,000