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Member Service Representative

Navy Federal Credit Union
Pensacola, FL Full Time
POSTED ON 2/12/2025
AVAILABLE BEFORE 5/12/2025

About the position

The position involves providing a comprehensive range of banking products and services to members and prospective members of Navy Federal Credit Union. This includes handling depository accounts, lending products, and credit / debit cards while performing moderately complex banking functions under supervision. The role also includes assisting and training lower-level team members, ensuring compliance with regulations, and identifying opportunities to enhance product penetration.

Responsibilities

  • Analyze, research and resolve problems and discrepancies related to member accounts / loans
  • Assist members with submitting consumer / mortgage / equity loan, overdraft protection and credit card applications
  • Counsel current and prospective members about Navy Federal's products and services
  • Ensure cash and other negotiable instruments are handled properly
  • Identify opportunities to cross service products and increase product penetration
  • Perform platform banking functions
  • Assist level I team members
  • Understand and comply with federal and other regulations relating to financial products and services
  • Perform other duties as assigned

Requirements

  • Ability to work independently and in a team environment
  • Working knowledge of savings and checking products, accounts and services
  • May be required to participate and complete specialized training (in Business Services, IRA, MLO, notary, etc.), per business need
  • Effective active listening skills to accurately respond to inquiries and account requests
  • Effective organizational, planning and time management skills
  • Effective research, analytical, and problem solving skills
  • Effective skill building effective relationships through rapport, trust, diplomacy and tact
  • Effective skill exercising initiative and using good judgment to make sound decisions
  • Effective skill maintaining composure in a high production and changing environment
  • Effective skill navigating multiple screens and PC applications and adapting to new technologies
  • Effective skill performing mathematical calculations and working accurately with numbers
  • Effective verbal and written communication skills
  • Nice-to-haves

  • Experience in member / customer service preferably in a call center, retail banking or financial institution
  • Experience in working in a credit union environment
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