What are the responsibilities and job description for the Senior Business Intel Analyst - Fair Lending position at Navy Federal Credit Union?
Overview
Support business decisions to ensure compliance with Real Estate Fair Lending laws, regulations, the Home Mortgage Disclosure Act (HMDA), and mortgage credit risk management monitoring by providing quantitative and qualitative data analysis and reporting of patterns, insights, and trends to leadership via dashboards and reports. Analyze business problems and issues using business intelligence tools that incorporate data from internal and external sources. Work under minimal supervision and use complete understanding of business needs and objectives to make recommendations that have impact on the achievement of operational goals. Advanced skill set and proficiency with procedures and analysis techniques.
This position is eligible for the TalentQuest employee referral program. If an employee referred you for this job, please apply using the system-generated link that was sent to you.
Responsibilities
Location: 820 Follin Lane, Vienna, VA 22180 | 5510 Heritage Oaks Drive Pensacola, FL 32526 | 141 Security Drive Winchester, VA 22602
About Us
Navy Federal provides much more than a job. We provide a meaningful career experience, including a culture that is energized, engaged and committed; and fierce appreciation for our teams, who are rewarded with highly competitive pay and generous benefits and perks.
Our approach to careers is simple yet powerful: Make our mission your passion.
Equal Employment Opportunity: Navy Federal values, celebrates, and enacts diversity in the workplace. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected Veteran.
Hybrid Workplace: Navy Federal Credit Union is a hybrid workplace, and details will be discussed during your interview process.
Disclaimers: Navy Federal reserves the right to fill this role at a higher/lower grade level based on business need. An assessment may be required to compete for this position. Job postings are subject to close early or extend out longer than the anticipated closing date at the hiring team’s discretion based on qualified applicant volume. Navy Federal Credit Union assesses market data to establish salary ranges that enable us to remain competitive. You are paid within the salary range, based on your experience, location and market position
Bank Secrecy Act: Remains cognizant of and adheres to Navy Federal policies and procedures, and regulations pertaining to the Bank Secrecy Act.
Support business decisions to ensure compliance with Real Estate Fair Lending laws, regulations, the Home Mortgage Disclosure Act (HMDA), and mortgage credit risk management monitoring by providing quantitative and qualitative data analysis and reporting of patterns, insights, and trends to leadership via dashboards and reports. Analyze business problems and issues using business intelligence tools that incorporate data from internal and external sources. Work under minimal supervision and use complete understanding of business needs and objectives to make recommendations that have impact on the achievement of operational goals. Advanced skill set and proficiency with procedures and analysis techniques.
This position is eligible for the TalentQuest employee referral program. If an employee referred you for this job, please apply using the system-generated link that was sent to you.
Responsibilities
- Collect, aggregate, and analyze data from multiple sources, including structured and unstructured data sets, to drive insights into business performance
- Identify, analyze, and interpret trends or patterns and prepare ongoing reports and data visualizations in order to support business decisions
- Develop, maintain, and manage advanced reporting, dashboards, and BI solutions
- Produce actionable reports that show key performance indicators, identify areas of improvement into current operations, and display root cause analysis of problems
- Use analytics and metrics to improve processes and provide data-driven forecasts of potential costs, risks, and profits of new business initiatives
- Communicate findings and insight to stakeholders and provide business strategy recommendations for optimizing business performance
- Provide reporting solutions and respond to ad-hoc report requests within the business area
- Create specifications for reports and analysis based on business needs and required or available data elements
- Build working relationships with team members and subject matter experts
- Participate in complex interdepartmental Fair Lending initiatives of significant business risk & impact by preparing/collaborating on presentations, reports, white papers, etc.
- Interpret results of Fair Lending analysis and prepare and present recommendations, alternatives and implications to leadership and stakeholders
- Gather and synthesize data; present conclusions and offer risk mitigation, remediation and process improvement solutions to management
- Lead small projects and initiatives
- Lead, guide and mentor less experienced staff
- 5-7 years of experience in data analysis and reporting
- Complete knowledge and understanding of business area/specialization
- Advanced skill using business intelligence applications and/or cloud services
- Advanced skill using statistical methods
- Advanced skill in complex data manipulation across multiple tables
- Effective data integration, cleaning and validation skills
- Skill communicating data analysis and visualizations to nontechnical and senior audiences
- Skill with data analysis tools and programming languages, primarily SQL
- Research skills
- Interpersonal skills
- Intermediate skill in utilizing work products to tell a story through appropriate balance of visualizations, design aesthetics, and words
- Bachelor's Degree in Data Analytics, Business Administration, Finance, Statistics, or related field or equivalent combination of training, education and experience
- Ability to maintain professionalism when delivering challenging and unfavorable messages
- Expert skill resolving conflicting requests and meeting changing requirements
- Expert skill maintaining accuracy with attention to detail and meeting deadlines Expert communication and negotiation skills with ability to exercise good judgement and tact
- Expert skill presenting findings, conclusions, alternatives and information clearly and concisely
- Extensive experience in demonstrating thought-leadership, initiative-taking, decision-making and creativity solving business problems
- 3 years experience with government and regulatory laws and regulations; in particular, Fair Lending laws, Regulation C (Home Mortgage Disclosure Act – HMDA), Regulation B (Equal Credit Opportunity Act – ECOA), Fair Housing Act and/or mortgage credit risk management activities
- Working knowledge of Navy Federal Lending (Consumer, Business, and/or Real Estate) policies, procedures, and programs
- Ability to comprehend, analyze, interpret, communicate and apply regulatory principles and practices
- NCCO, NCRM, CRCM, or other applicable compliance certifications
Location: 820 Follin Lane, Vienna, VA 22180 | 5510 Heritage Oaks Drive Pensacola, FL 32526 | 141 Security Drive Winchester, VA 22602
About Us
Navy Federal provides much more than a job. We provide a meaningful career experience, including a culture that is energized, engaged and committed; and fierce appreciation for our teams, who are rewarded with highly competitive pay and generous benefits and perks.
Our approach to careers is simple yet powerful: Make our mission your passion.
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Equal Employment Opportunity: Navy Federal values, celebrates, and enacts diversity in the workplace. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected Veteran.
Hybrid Workplace: Navy Federal Credit Union is a hybrid workplace, and details will be discussed during your interview process.
Disclaimers: Navy Federal reserves the right to fill this role at a higher/lower grade level based on business need. An assessment may be required to compete for this position. Job postings are subject to close early or extend out longer than the anticipated closing date at the hiring team’s discretion based on qualified applicant volume. Navy Federal Credit Union assesses market data to establish salary ranges that enable us to remain competitive. You are paid within the salary range, based on your experience, location and market position
Bank Secrecy Act: Remains cognizant of and adheres to Navy Federal policies and procedures, and regulations pertaining to the Bank Secrecy Act.
Salary : $96,900 - $162,850
