Pay Range : $149,166.00 - $198,881.00
Manage / oversee / direct all responsibilities associated with viable commercial lending portfolio as directed by Senior Management and Board of Directors. Assist in high-level development of long-term commercial lending strategies at NBT and oversee the implementation of those strategies. Oversees and develops staff required to meet commercial lending initiatives. Develops related business plans, budgets and training schedules. Participates in new business development, cross-sell initiatives, new related products and services.
Education and Experience :
- 4 year degree or related experience 10 years Commercial Lending Experience 5 years of Management experience
Skills and Abilities :
Strong leadership and management skillsUnderstanding of economics, general business / commercial finance and accountingLegal knowledge of lending practicesAbility to use various computer programs and bank accounting systemUnderstanding of Bank policies and appropriate Federal and State regulations pertinent to Commercial Lending.Strong oral and written communication skillsStrong credit and analytical skillsUnique Job Characteristics and Requirements :
Must be visible within the public eye.
Tasks Performed :
60% Manage the regional loan portfolio to meet established growth, quality and profitability standards. Promote the development of Non-Margin Business within the Region including deposits, Trust and Financial Services. Adhere to loan policy and manages the total loan function to assure that a minimum "Satisfactory" Administration and Loan Quality rating is assigned by Loan Review.20% Manage the assigned lenders within the Region approving loans and providing the support necessary to promote lender skills.10% Train, mentor, develop and oversee appropriate staff. Conduct performance reviews. Work with staff to develop individual goals.5% Actively contributes to the Strategic Planning / Monthly Budget Process and monitors the operating results to control expenses and enhance revenue opportunities.5% Other duties as assignedPhysical Requirements :
Communicate effectively with internal and / or external customersStationary 75% of time or greaterMove Objects to Maximum 10 lbsBenefits for Full-Time Employees :
Generous Paid Time Off : At least 22 days annually, prorated in the year of hire.Parental Leave : Six weeks of paid leave at 100% of your salary.Comprehensive Medical Coverage : Includes employer contributions to HSA for High Deductible Health Plan participants.Dental and Vision Coverage : Ensuring your overall health and well-being.Flexible Spending Accounts : For healthcare and dependent care expenses.Employer-Paid Disability Coverage : Both short-term and long-term, with an option to purchase additional long-term coverage.Life Insurance : Employer-paid basic life insurance, with an option to purchase supplemental coverage.Voluntary Benefits : Including hospital, accident, and critical illness coverage.Retirement Plans : Benefit from a 401(k) plan with employer matching, an optional Roth 401(k), and a pension plan to help secure your future.Adoption Assistance : Supporting your growing family.Tuition Reimbursement : Invest in your education and career growth.Employee Assistance Program (EAP) : Access to support and resources.Financial and Banking Services : Various benefits and financial planning assistance.Benefits for Part-Time Employees Working 20 Hours / Week :
Medical Coverage : Includes employer contributions to HSA for High Deductible Health Plan participants.Generous Parental Leave : Six weeks of paid leave at 100% of your salary.Benefits for All Part-Time Employees :
Retirement Plans : Benefit from a 401(k) plan with employer matching, an optional Roth 401(k), and a pension plan for employees who work at least 1,000 hours in a calendar year, all designed to help secure your futurePaid Sick and Safe Leave : For your health and safety.Employee Assistance Program (EAP) : Access to support and resources.Financial and Banking Services : Various benefits and financial planning assistance.Applicants must be authorized to work for any employer in the U.S. We are unable to sponsor or assume sponsorship of an employment Visa at this time.
Salary : $149,166 - $198,881
