What are the responsibilities and job description for the Mortgage Loan Originator position at NeighborWorks Waco?
Mortgage Loan Originator
To apply, please send your resumé and cover letter to Delisa Burnell-Smith at dsmith@nw-waco.org.
Join Our Team as a Loan Originator!
Are you a skilled Loan Officer looking for an exciting opportunity to advance your career in mortgage loan packaging and real estate financing? We are seeking a dedicated Loan Originator to join our team and work closely with our Vice President & Chief Operating Officer. This is your chance to make a significant impact by assisting clients with their lending needs and guiding them through the mortgage process.
Key Responsibilities:
- Client Interaction: Meet with and interview potential and current clients to understand their lending needs, including first-time mortgages and refinancing existing loans.
- Mortgage Education: Explain the differences between various types of mortgages and their approval requirements. Prepare and present customized lending packages based on client specifications.
- Application Assistance: Help clients complete mortgage applications, ensuring accuracy and thoroughness.
- Loan Review: Review loan applications, gather credit histories and reports, and assess applicants’ capacity to repay and default risk.
- Market Knowledge: Stay updated on local real estate market trends, current and predicted lending rates, and changes in rules and regulations.
- Networking: Develop and maintain contacts with local realtors, developers, financial institutions, and builders to promote and encourage the use of our residential mortgage services.
- Additional Duties: Perform other duties as assigned.
Qualifications:
- This position requires a Residential Mortgage Loan Originator (MLO) License
- This position requires a valid Texas Driver’s License
- Need at least two years of experience in mortgage loan packaging or real estate financing
- Knowledge of state and federal loan regulations
- Ability to interpret complex housing rules
- Strong organizational skills
- Professional communication skills
- Ability to work well with colleagues and the public
- Effective oral communication skills
- Ability to comprehend written materials
- Willingness to learn through oral instruction and observation
Why Join Us?
- Opportunity to work with a dedicated team in a dynamic and supportive environment.
- Play a crucial role in helping clients achieve their homeownership dreams.
- Competitive salary and benefits package - health, dental, and life insurance, paid vacation and sick leave, 401k
If you have a passion for the mortgage industry and a desire to make a difference in the lives of our clients, we want to hear from you! Apply today to join our team as a Loan Originator and take the next step in your career.
To apply, please send your resumé and cover letter to Delisa Burnell-Smith at dsmith@nw-waco.org.
Job Type:
- Full-time
Benefits:
- Dental insurance
- Health insurance
- Paid time off
