Business Solution Architect/BA Commercial Banking

Job Summary:

Job Title: Business Solution Architect/BA (Commercial Banking)

Location: Johnston, Hybrid

We are seeking a highly motivated and detail-oriented Business Solution Architect – Commercial Banking to support and drive our Commercial Lending initiative. This role will serve as a bridge between business needs and technology, taking on responsibilities as both a Business Systems Analyst (BSA) and a Product Owner (PO). The ideal candidate will excel in requirement gathering, solution design, and stakeholder communication while ensuring seamless integration across systems. Experience in Commercial Banking or Commercial Lending is a strong plus.

Key Responsibilities:

Solution Design and Requirement Gathering:

• Gather and document detailed business requirements for the E2E Lending initiative, working closely with stakeholders and technology teams.

• Design comprehensive business solutions that integrate seamlessly with existing systems, ensuring alignment with organizational goals.

• Map fields across systems, including UI to backend API, legacy API to new API, and other integration points.

Stakeholder Engagement and Collaboration:

• Act as a key liaison between business teams, IT, and external vendors to ensure alignment and successful delivery of initiatives.

• Communicate requirements, solution designs, and project progress effectively through presentations, reports, and dashboards.

• Build strong interpersonal relationships across teams to foster collaboration and drive results.

Technology Integration and Architecture:

• Partner with technical teams to ensure the successful integration of APIs, workflows, and processes into existing lending platforms.

• Provide leadership and guidance on mapping and transitioning legacy systems to modern architectures (e.g., RESTful APIs).

Project Ownership:

• Take on Product Owner responsibilities, managing the vision, roadmap, and backlog for the E2E Lending initiative.

• Collaborate with Scrum teams to prioritize deliverables and ensure timely completion of project milestones.

• Support testing and validation efforts, ensuring quality and compliance in all deliverables.

Continuous Improvement:

• Identify process and system improvement opportunities, recommending enhancements to meet future business needs.

• Stay updated on emerging trends in Commercial Lending, digital banking, and modern architecture practices.

Qualifications:

Education:

• Bachelor’s degree in Business Administration, Information Systems, Computer Science, or a related field.

Experience:

• 8 years of experience as a Business Solution Architect, Business Systems Analyst (BSA), or Product Owner (PO) in the banking or financial services sector.

• Proven experience driving large-scale projects, preferably in Commercial Lending or Commercial Banking.

• Experience with API integrations, data mapping, and transitioning legacy systems to modern frameworks.

Skills and Competencies:

Technical Skills:

• Strong understanding of Commercial Lending products, loan lifecycle processes, and financial systems.

• Proficiency in working with APIs, including mapping and integration (SOAP, REST).

• Experience in using tools such as Excel (data analysis) and PowerPoint (presentations) for effective communication and reporting.

• Familiarity with cloud platforms (e.g., Azure, AWS) and their use in modern banking solutions.

Soft Skills:

• Excellent Communication Skills: Ability to present ideas and technical solutions clearly to both technical and non-technical stakeholders.

• Requirement Gathering Expertise: Strong ability to elicit, document, and translate business needs into technical requirements.

• Interpersonal Skills: Effective in building strong relationships across business and technical teams.

• Presentation Skills: Confident in delivering impactful presentations to senior leadership and business stakeholders.

• Analytical Thinking: Strong problem-solving and decision-making skills to address complex challenges.

Preferred Experience:

• Hands-on knowledge of Commercial Lending platforms, loan origination systems, or similar financial services products is a strong plus.

• Familiarity with agile methodologies and experience managing backlogs as a Product Owner.